1396 Calle de Oro, Thousand Oaks, CA 91360 Property Records

Ventura County property record for 1396 Calle de Oro, Thousand Oaks, CA 91360

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,086 sqft · built 1973
Lot Size	0.203 acres (8,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Nov 2023)
Tax Bill	$10,480 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`592-0-152-245`

Property Details

APN / Parcel Number

Primary APN	`592-0-152-245`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,384 sqft
2nd Floor Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,846 sqft (0.203 acres)
Lot Dimensions	122 ft deep x 70 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	462 sqft

Location & Zoning

Street Address	1396 CALLE DE ORO
City	THOUSAND OAKS
State	CA
Zip	91360-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TRACT: 202301 LOT: 92 REF: 055MR 028
Legal Subdivision	TRACT 2023 1
Legal Tract	202301
Legal Block	152
Legal Lot Number	92
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	2
Census Block	2010
Census Tract	6400

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 21, 2023	Grant Deed, Transfer · Conventional Mortgage MONTECITO BANK & TRUST
Nov 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	202376475
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000142898
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 22, 2026
Property Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003
Document Number	0000029194
Instrument Date	Apr 16, 2026
Instrument	202629194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003

Mortgage

Document Number	0000029194,
Date	Apr 22, 2026
Instrument	202629194

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 21, 2023
Property Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003
Document Number	0000076475
Map Reference	MB 55 PG 28-35
Instrument Date	Nov 3, 2023
Instrument	2023000076475
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003

Mortgage

Document Number	0000076476
Date	Nov 21, 2023
Instrument	2023000076476

Lender

Name	MONTECITO BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Margin	2
Max Rate	11.3%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 18, 2019
Property Address	1396 CALLE DE ORO, THOUSAND OAKS, CA 91360-7003
Document Number	0000142898
Instrument Date	Nov 8, 2019
Instrument	142898
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1396 CALLE DE ORO THOUSAND OAKS CA 913607003, THOUSAND OAKS, CA 91360-7003

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Thousand Oaks City
Unified School District	Conejo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$962,370 (+2%) Land $625,801 Building $336,569
2025	$10,480.00 (+2.27%)	$943,500 (+889.85%) Land $613,530 Building $329,970
2024	$10,247.00 (+621.62%)
2023	$1,420.00 (+2.16%) Homeowner's exemption	$95,317 Land $21,147 Building $74,170
2022	$1,390.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THOUSAND OAKS WATER DEPARTMENT serves 54,770 people · EPA ID CA5610020
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Rocket Broadband.

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