Montgomery County property record for 1396 Borrowdale Dr, Clarksville, TN 37040
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,747 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,000 (Nov 2020) |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90B H 30.00 |
| Primary APN | 90B H 30.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 4,603 sqft |
| 1st Floor Area | 1,539 sqft |
| Upper Floors Area | 196 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Driveway | Driveway |
| Driveway Area | 880 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1396 BORROWDALE DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37040-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUBDIVISION: GREENLAND FARMS BLOCK: F LOT: 298 PLAT BOOK: F PLAT PAGE: 219 SPLIT OFF 90-2.04 T-07 |
| Legal Subdivision | GREENLAND FARMS |
| Legal Block | F |
| Legal Lot Number | 298 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 100300 |
Source: Montgomery County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 17, 2020 | Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| May 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | May 11, 2018 · Amount on Record |
| Deed Document Number | 20201286523 |
| Deed Book / Page | 2032 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 15, 2026 |
| Property Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 0001544118 |
| Book / Page | 2490 / 3471 |
| Instrument Date | Sep 13, 2025 |
| Instrument | 20261544118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 0001544118, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 2490/3471 |
| Instrument | 20261544118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate | 6.58% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Nov 17, 2020 |
| Property Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 2032/22 |
| Book / Page | 2032 / 22 |
| Map Reference | MB F PG 219 |
| Instrument Date | Nov 1, 2020 |
| Instrument | 1286523 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Title Company | CONTINENTAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 1286524 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 1286524 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Number | 0001286525 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 2032/40 |
| Instrument | 1286525 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 11, 2018 |
| Property Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 1810/2202 |
| Book / Page | 1810 / 2202 |
| Instrument Date | May 10, 2018 |
| Instrument | 1164232 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1396 BORROWDALE DR, CLARKSVILLE, TN 37040-8531 |
| Document Number | 0001164233 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 1810/2204 |
| Instrument | 1164233 |
| Name | HERITAGE BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,429.00 (+1.34%) | $81,050 (+0.75%) | $324,200 (+0.75%) Land $62,000 Building $262,200 |
| 2024 | $2,397.00 (+22.99%) | $80,450 (+74.23%) | $321,800 (+74.23%) Land $62,000 Building $259,800 |
| 2023 | $1,949.00 | $46,175 (-) | |
| 2022 | $1,949.00 | $46,175 | $184,700 Land $33,000 Building $151,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2009–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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