13959 Rector Rd, Bow, WA 98232 Property Records

Skagit County property record for 13959 Rector Rd, Bow, WA 98232 · Last verified July 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,196 sqft · built 1994
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (Jun 2023)
Tax Bill$5,857 (2022)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2023 Sale & Mortgage
+ 3 more
APN350329-1-006-0300

Property Details

APN / Parcel Number

Primary APN350329-1-006-0300
Alternative APN
  • P99521

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,196 sqft Living Area
Gross Area6,662 sqft
1st Floor Area4,394 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area1,372 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area45 sqft
Deck Area48 sqft
Patio Area12 sqft
Shed1 Shed
Shed Area780 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberP99521
Old Parcel Number35032910060300
Street Address13959 RECTOR RD
CityBOW
StateWA
Zip98232-7221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(5.0000 AC) TR 3 SP 83-90 AF#9102070002 BEING PTN S12 SE14 NE14, SECTION 29, TOWNSHIP 35 NORTH, RANGE 3 EAST, W.M
Legal Range03E
Legal Township35N
Legal Section29
Legal QuarterNE
Legal SubdivisionACREAGE ACCOUNT
Legal Tract3
JurisdictionSKAGIT WA
Township / Civil DivisionBAY VIEW
Census Block Group1
Census Block1002
Census Tract951900

Owner

Source: Skagit County records · APN 350329-1-006-0300

Assessment roll updated February 28, 2022 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address13959 RECTOR RD, BOW, WA 98232-7221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 22, 2023Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK
May 25, 2023Affidavit, Transfer
Oct 14, 2021Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Deed Document Number202306220009
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSKAGIT WA
Property Address13959 RECTOR RD, BOW, WA 98232-7221
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13959 RECTOR RD, BOW, WA 98232-7221

Mortgage

Document Number0000000014
DateFeb 26, 2026
Instrument202602260014
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSKAGIT WA
Recording DateJun 22, 2023
Property Address13959 RECTOR RD, BOW, WA 98232-7221
Document Number0000000009
Map ReferenceAF 9102070002
Instrument DateJun 15, 2023
Instrument202306220009
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,970.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13959 RECTOR RD, BOW, WA 98232-7221

Mortgage

Document Number0000000010
DateJun 22, 2023
Instrument202306220010
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2028
Change Frequency5 Years
Min Rate At Change3.87%
Max Rate At Change9.87%
Index5-Year CMT
Max Rate12.8%

May 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSKAGIT WA
Recording DateMay 25, 2023
Property Address13959 RECTOR RD, BOW, WA 98232-7221
Document Number0000000024
Map ReferenceAF 9102070002
Instrument DateApr 26, 2023
Instrument202305250024
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13959 RECTOR RD, BOW, WA 98232-7221

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSKAGIT WA
Property Address13959 RECTOR RD, BOW, WA 98232-7221
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13959 RECTOR RD, BOW, WA 98232-7221

Mortgage

Document Number202110140041
DateOct 14, 2021
Instrument202110140041
Lender
NamePEOPLES BANK
TypeBank
AddressBURLINGTON, WA 98233
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSKAGIT WA
Property Address13959 RECTOR RD, BOW, WA 98232-7221
Document Number0012210083
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyGUARDIAN NW TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13959 RECTOR RD BOW WA 982327221, BOW, WA 98232-7221

Mortgage

Document Number0012210083
DateDec 21, 2017
Instrument12210083
Lender
NamePEOPLES BK
TypeBank
AddressMOUNT VERNON, WA 98273
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Skagit County records · Assessment roll updated February 28, 2022 · Last verified July 2023

Property Jurisdictions

TypeName
StateWashington
CountySkagit County
Unified School DistrictBurlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$5,857.00
2021$639,500 Land $259,200 Building $380,300$639,500 Land $259,200 Building $380,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530579519001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1980–2025)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms & Flooding, Nov 1990 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Declaration Networks GroupFixed Wireless (unlicensed)40 / 7
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Radiate Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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