13955 Rancho de Oro Rd, Poway, CA 92064 Property Records

San Diego County property record for 13955 Rancho de Oro Rd, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 6,155 sqft · built 2020
Lot Size9.91 acres (432,115 sqft)
OwnerIndividual Name on Record
Tax Bill$30,057 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN321-271-51-00

Property Details

APN / Parcel Number

Primary APN321-271-51-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area6,155 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area432,115 sqft
Parking Spaces6 Parking Spaces

Location & Zoning

Street Address13955 RANCHO DE ORO RD
CityPOWAY
StateCA
Zip92064-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-A
Legal DescriptionPAR 2 TR PM21430
Legal SubdivisionPARCEL MAP NO 21430
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17010

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13955 RANCHO DE ORO RD, POWAY, CA 92064-3102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13955 RANCHO DE ORO RD, POWAY, CA 92064-3102
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address13965 RANCHO DE ORO RD, POWAY, CA 92064-3102

Mortgage

Document Number0000830031
DateDec 7, 2021
Instrument2021-0830031
Lender
NameCALPRIVATE BANK
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,692,530 (+2%) Land $318,758 Building $2,373,772
2025$30,057.00 (+4.87%) Homeowner's exemption$2,639,736 (+4.04%) Land $312,508 Building $2,327,228
2023$28,660.00 (+1.68%) Homeowner's exemption$2,537,234 Land $300,374 Building $2,236,860
2022$28,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Rancho de Oro Rd

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