1395 Via Cibola, Oceanside, CA 92057 Property Records

San Diego County property record for 1395 Via Cibola, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,372 sqft · built 1992
Lot Size0.19 acres (8,298 sqft)
OwnerIndividual Name on File
Last Sale$1,090,000 (Mar 2025)
Tax Bill$3,387 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN122-421-02-00

Property Details

APN / Parcel Number

Primary APN122-421-02-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,372 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area8,298 sqft (0.19 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1395 VIA CIBOLA
CityOCEANSIDE
StateCA
Zip92057-2624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 2 TR 012310
Legal SubdivisionCREEKSIDE ESTATES
Legal Tract012310
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract18617

Owner

1395 Via Cibola is owned by an individual who bought it in March 2025.

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4095 VIA CIBOLA, OCEANSIDE, CA 92057
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2025 · Amount on File
Deed SaleMar 28, 2025 · Amount on File
Prior SaleJan 9, 2025 · Amount on File
Deed Document Number202580150
Prior Transfer DateDec 8, 2006
Prior Transfer Doc0000900644
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 29, 2026
Property Address1395 VIA CIBOLA, OCEANSIDE, CA 92057-2624
Document Number0000218110
Instrument DateJul 24, 2026
Instrument2026218110
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 VIA CIBOLA, OCEANSIDE, CA 92057-2624

Mortgage

Document Number0000218110,
DateJul 29, 2026
Instrument2026218110
Lender
NameWATERMARK CAPITAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Via Cibola was $3,387.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,111,800 (+277.09%) Land $714,000 Building $397,800
2025$3,387.00 Homeowner's exemption$294,840 Land $68,032 Building $226,808
2023$3,218.00 (+1.58%) Homeowner's exemption$283,393 Land $65,392 Building $218,001
2022$3,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1395 Via Cibola in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Via Cibola is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Via Cibola

Nearby Streets

Search Property Records by Address or Parcel Number