1395 Tierra Roja Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1395 Tierra Roja Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,238 sqft · built 2000
Lot Size	1.66 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Apr 2021)
Tax Bill	$10,775 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-470-05-00`

Property Details

APN / Parcel Number

Primary APN	`108-470-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,238 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	72,745 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1395 TIERRA ROJA DR
City	FALLBROOK
State	CA
Zip	92028-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 5 TR 012774
Legal Subdivision	FALLBROOK #4459
Legal Tract	012774
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2023
Census Tract	19001

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1395 TIERRA ROJA DR, FALLBROOK, CA 92028-8661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Apr 23, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 13, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	2021316943
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	0000316942
Record Updated	Sep 20, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2021
Property Address	1395 TIERRA ROJA DR, FALLBROOK, CA 92028-8661
Document Number	0000316942
Map Reference	MAP 12774
Instrument Date	Mar 24, 2021
Instrument	2021-0316942
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E ROUTE 66 APT 166, 166, GLENDORA, CA 91740-6216

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2021
Property Address	1395 TIERRA ROJA DR, FALLBROOK, CA 92028-8661
Document Number	0000316943
Map Reference	MAP 12774
Instrument Date	Mar 19, 2021
Instrument	2021-0316943
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1395 TIERRA ROJA DR, FALLBROOK, CA 92028-8661

Mortgage

Document Number	0000316944
Date	Apr 23, 2021
Instrument	2021-0316944

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000316945
Date	Apr 23, 2021
Instrument	2021-0316945

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1395 TIERRA ROJA DR, FALLBROOK, CA 92028-8661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114288
Date	Mar 13, 2017
Instrument	2017-0114288

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,026,790 (+2%) Land $352,530 Building $674,260
2025	$10,775.00 (+5.55%) Homeowner's exemption	$1,006,658 (+4.04%) Land $345,618 Building $661,040
2023	$10,208.00 (-0.04%) Homeowner's exemption	$967,571 Land $332,199 Building $635,372
2022	$10,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: T-Mobile.

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