1395 Summit View Ln, Cedar Rapids, IA 52403 Property Records

Linn County property record for 1395 Summit View Ln, Cedar Rapids, IA 52403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,014 sqft · built 1993
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2019)
Tax Bill	$5,190 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15331-26002-00000`

Property Details

APN / Parcel Number

Primary APN	`15331-26002-00000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
1st Floor Area	3,014 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	165 sqft
Patio Area	451 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1395 SUMMIT VIEW LN
City	CEDAR RAPIDS
State	IA
Zip	52403-9096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SUMMIT VIEW ACRES 1ST LOT 1
Legal Range	6W
Legal Township	83N
Legal Section	33
Legal Subdivision	SUMMIT VIEW ACRES 1ST
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	BERTRAM
Census Block Group	2
Census Block	2030
Census Tract	10500

Owner

1395 Summit View Ln is owned and occupied by two individuals who bought it in September 2019.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1395 SUMMIT VIEW LN, CEDAR RAPIDS, IA 52403-9096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Dec 7, 2007 · Amount on File
Deed Book / Page	10463 / 407
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1395 SUMMIT VIEW LN, CEDAR RAPIDS, IA 52403-9096
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010958499
Date	Mar 24, 2021
Book Page	10958/499

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Sep 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1395 SUMMIT VIEW LN, CEDAR RAPIDS, IA 52403-9096
Document Number	0107520328
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1395 SUMMIT VIEW LN CEDAR RAPIDS IA 524039096, CEDAR RAPIDS, IA 52403-9096

Mortgage

Document Number	0107520328
Date	Aug 24, 2020
Book Page	010752/000328

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Sep 27, 2019
Property Address	1395 SUMMIT VIEW LN, CEDAR RAPIDS, IA 52403-9096
Document Number	0104630407
Book / Page	010463 / 000407
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1395 SUMMIT VIEW LN CEDAR RAPIDS IA 524039096, CEDAR RAPIDS, IA 52403-9096

Mortgage

Document Number	104630409
Date	Sep 27, 2019
Book Page	010463/000409

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Summit View Ln was $5,190.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,500 (-) Land $136,000 Building $352,500	$488,500 (-) Land $136,000 Building $352,500
2025	$5,190.00	$488,500 Land $136,000 Building $352,500	$488,500 Land $136,000 Building $352,500
2024	$5,190.00
2023		$449,400 Land $136,000 Building $313,400	$449,400 Land $136,000 Building $313,400
2022	$5,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1395 Summit View Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (2008–2016)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Summit View Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, GigFire, Mechanicsville Telephone Company.

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