1395 Summit Oaks Dr E, Jacksonville, FL 32221 Property Records

Duval County property record for 1395 Summit Oaks Dr E, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,368 sqft · built 1999
Lot Size	0.678 acres (29,512 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2017)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008897-7940`

Property Details

APN / Parcel Number

Primary APN	`008897-7940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	1,542 sqft
Upper Floors Area	826 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,512 sqft (0.678 acres)
Lot Dimensions	355 ft deep x 68 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1395 SUMMIT OAKS DR E
City	JACKSONVILLE
State	FL
Zip	32221-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52-62 29-2S-25E .68 CRYSTAL CREEK UNIT ONE LOT 25
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	CRYSTAL CREEK UNIT ONE
Legal Lot Number	25
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2000
Census Tract	11904

Owner

1395 Summit Oaks Dr E is owned and occupied by two individuals who acquired it in January 2019.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jan 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 2, 2017	Warranty Deed, Transfer · FHA Mortgage TITLE AMERICA REAL ESTATE CL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Nov 8, 1999 · Amount on File
Deed Document Number	2017179995
Deed Book / Page	18073 / 1710
Last Transfer Date	Jan 23, 2019
Transfer Doc	0186750642
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254

Mortgage

Document Number	0193770057
Date	Sep 19, 2020
Book Page	19377/57
Instrument	2020207204

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Jan 30, 2019
Property Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254
Document Number	0186750642
Book / Page	18675 / 0642
Map Reference	MB 52 PG 62&62A-E
Instrument Date	Jan 23, 2019
Instrument	2019023883
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	VYLLA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254

Mortgage

Document Number	2019023884
Date	Jan 30, 2019
Instrument	2019023884

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 2, 2017
Property Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254
Document Number	0180731710
Book / Page	18073 / 1710
Map Reference	MB 52 PG 62&62A-62E
Instrument Date	Jul 31, 2017
Instrument	2017179995
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE AMERICA REAL ESTATE CL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 CHAPMAN DR, 880, JACKSONVILLE, FL 32221-1602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 SUMMIT OAKS DR E, JACKSONVILLE, FL 32221-3254

Mortgage

Document Number	, 2017179996
Date	Aug 2, 2017
Instrument	2017179996

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Summit Oaks Dr E was $3,115 with a homeowner's exemption, up 8.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,796 (+2.7%)	$287,991 (-8.36%) Land $56,293 Building $231,698
2025	$3,115.00 (+8.54%) Homeowner's exemption	$196,491	$314,249 Land $60,000 Building $254,249
2024	$2,870.00 (+3.05%)
2023	$2,785.00 (+9.47%) Homeowner's exemption	$185,393 (+3%)	$283,847 (+11.8%) Land $55,000 Building $228,847
2022	$2,544.00 Homeowner's exemption	$179,994	$253,894 Land $45,000 Building $208,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1395 Summit Oaks Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2008–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Summit Oaks Dr E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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