1395 Rum River Ct, Milaca, MN 56353 Property Records

Mille Lacs County property record for 1395 Rum River Ct, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 1999
Lot Size	0.044 acres (1,938 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2020)
Tax Bill	$3,278 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-777-0040`

Property Details

APN / Parcel Number

Primary APN	`21-777-0040`

Interior

Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	1,938 sqft (0.044 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Location & Zoning

Street Address	1395 RUM RIVER CT
City	MILACA
State	MN
Zip	56353-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EIGHTH ADDN THIRD SUPPLEMENTAL UNIT 12
Legal Range	27
Legal Township	38
Legal Section	23
Legal Subdivision	CIC NO 10 RIVER COUNTRY ESTATES TOWNHOM
Legal Unit	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3005
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1395 RUM RIVER CT, MILACA, MN 56353-1769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	2020419929
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 15, 2020
Property Address	1395 RUM RIVER CT, MILACA, MN 56353-1769
Document Number	000A419929
Instrument Date	Oct 8, 2020
Instrument	A419929
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 RUM RIVER CT, MILACA, MN 56353-1769

Mortgage

Document Number	000A419931
Date	Oct 15, 2020
Instrument	A419931

Lender

Name	FIRST NATIONAL BANK MILACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,278.00 (+2.69%)	$268,900 (+3.78%) Land $27,000 Building $241,900	$268,900 (+3.78%) Land $27,000 Building $241,900
2025		$259,100 (+5.97%) Land $27,000 Building $232,100	$259,100 (+5.97%) Land $27,000 Building $232,100
2023	$3,192.00	$244,500 Land $25,000 Building $219,500	$244,500 Land $25,000 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20