1395 Richard Rd, Decatur, GA 30032 Property Records

DeKalb County property record for 1395 Richard Rd, Decatur, GA 30032

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1953
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Apr 2019)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-219-13-012`

Property Details

APN / Parcel Number

Primary APN	`15-219-13-012`
Alternative APNs	`K-387960000-001` `0500429`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,024 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	141 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	K-387960000-001
Street Address	1395 RICHARD RD
City	DECATUR
State	GA
Zip	30032-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	COVINGTON ROAD
Legal Block	1
Legal Lot Number	38
Jurisdiction	DE KALB GA
Township / Civil Division	ATLANTA-DECATUR
Census Block Group	1
Census Block	1004
Census Tract	23107

Owner

1395 Richard Rd is owned and occupied by an individual who bought it in April 2019.

Source: DeKalb County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1395 RICHARD RD, DECATUR, GA 30032-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 27, 2022	Deed of Trust, Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 15, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 25, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jan 26, 2009 · Amount on File
Deed Document Number	20197899
Deed Book / Page	27509 / 407
Prior Transfer Date	Mar 22, 2010
Prior Transfer Doc	0021903050
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	1395 RICHARD RD, DECATUR, GA 30032-2533
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 RICHARD RD, DECATUR, GA 30032-2533

Mortgage

Document Number	0300160327
Date	Dec 30, 2021
Book Page	0000030016/0000000327

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	1395 RICHARD RD, DECATUR, GA 30032-2533
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 RICHARD RD, DECATUR, GA 30032-2533

Mortgage

Document Number	0302960042
Date	Apr 27, 2022
Book Page	0000030296/0000000042

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2049

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	1395 RICHARD RD, DECATUR, GA 30032-2533
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 RICHARD RD, DECATUR, GA 30032-2533

Mortgage

Document Number	0316660144
Date	Oct 15, 2024
Book Page	0000031666/0000000144
Instrument	2024102043

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB GA
Recording Date	Apr 25, 2019
Property Address	1395 RICHARD RD, DECATUR, GA 30032-2533
Document Number	0275090407
Book / Page	027509 / 000407
Instrument Date	Apr 18, 2019
Instrument	65722
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 RICHARD RD DECATUR GA 300322533, DECATUR, GA 30032-2533

Mortgage

Document Number	275090411
Date	Apr 25, 2019
Book Page	027509/000411
Instrument	65724

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Richard Rd was $3,402 with a homeowner's exemption.

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00 Homeowner's exemption	$117,600 Land $36,240 Building $81,360	$294,000 Land $90,600 Building $203,400
2023	$2,392.00 (-15.12%) Homeowner's exemption	$97,040 (+7.16%) Land $24,960 Building $72,080	$242,600 (+7.16%) Land $62,400 Building $180,200
2022	$2,818.00	$90,560 Land $16,000 Building $74,560	$226,400 Land $40,000 Building $186,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1395 Richard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1999–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Richard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Richard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures