1395 N Cole St, Lima, OH 45801 Property Records

Allen County property record for 1395 N Cole St, Lima, OH 45801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 bd · 1 ba · 8,057 sqft · built 1960
Lot Size	0.459 acres (19,994 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Oct 2020)
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-2605-12-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-2605-12-001.000`
Alternative APN	`G2436260512001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	8,057 sqft Gross Area
1st Floor Area	6,822 sqft
Attic	Attic
Attic Area	239 sqft
Basement Area	996 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1395 N COLE ST
City	LIMA
State	OH
Zip	45801-3415
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BROOKLINE SUB DIVISION NO 1 LOTS 11809 & 11810 FF 100.00
Legal Subdivision	BROOKLINE SUB DIVISION
Legal Lot Number	11809
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3015
Census Tract	11000

Owner

1395 N Cole St, a commercial property, is owned by a company that bought it in October 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	1395 N COLE ST, LIMA, OH 45801-3415
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON
Oct 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Oct 21, 1988 · Amount on File
Deed Document Number	202013424
Deed Book / Page	2020 / 13424
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000004320
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1395 N COLE ST, LIMA, OH 45801-3415
Document Number	0000013937
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6393 CLUM RD HARROD OH 458507422, HARROD, OH 45850-7422

Mortgage

Document Number	0000013937
Date	Nov 9, 2020
Instrument	13937

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	LIMA, OH 45802-0990

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2035

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 30, 2020
Property Address	1395 N COLE ST, LIMA, OH 45801-3415
Document Number	0000013424
Instrument Date	Oct 26, 2020
Instrument	13424
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$705.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6393 CLUM RD HARROD OH 458507422, HARROD, OH 45850-7422

Tax Assessment & Valuation

The 2025 property tax bill for 1395 N Cole St was $4,701.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,701.00	$91,950 (-) Land $34,650 Building $57,300	$262,700 (-) Land $99,000 Building $163,700
2024	$4,701.00 (+0.43%)	$91,950 (+10.01%) Land $34,650 Building $57,300	$262,700 Land $99,000 Building $163,700
2023	$4,681.00 (-0.09%)	$83,580 (-) Land $31,500 Building $52,080
2022	$4,685.00	$83,580 Land $31,500 Building $52,080
2021			$238,800 Land $90,000 Building $148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1395 N Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 N Cole St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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