Bedford County property record for 1395 Meadow Down Dr, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,154 sqft · built 1997 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,000 (Jul 2019) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136F 5 17 |
| Primary APN | 136F 5 17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 1,077 sqft |
| Basement Area | 1,077 sqft |
| Finished Basement | 1,077 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft (1.28 acres) |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1395 MEADOW DOWN DR |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MEADOWSLT 17 SEC 6 |
| Legal Subdivision | THE MEADOWS |
| Legal Lot Number | 17 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30203 |
Source: Bedford County records · APN 136F 5 17
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL VA FEDERAL CREDIT UNION |
| Nov 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL VIRGINIA FEDERAL CREDIT UNION |
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Jul 23, 2019 | Warranty Deed, Transfer · Commercial Mortgage BANK OF THE JAMES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 20196622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 11, 2026 |
| Property Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Document Number | 0000004201 |
| Instrument Date | May 08, 2026 |
| Instrument | 20264201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Document Number | 0000004201, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20264201 |
| Name | CENTRAL VA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220012764 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 220012764 |
| Name | CENTRAL VIRGINIA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210002526 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 210002526 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jul 23, 2019 |
| Property Address | 1395 MEADOW DOWN DR, FOREST, VA 24551-1159 |
| Document Number | 0190006622 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 190006622 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0190006623 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 190006623 |
| Name | BANK OF THE JAMES |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,478.00 | $360,600 (+1%) Land $65,000 Building $295,600 | |
| 2023 | $1,478.00 Additional exemption filed | $180,300 | $360,600 Land $65,000 Building $295,600 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 176 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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