1395 FM 1704, Elgin, TX 78621 Property Records

Bastrop County property record for 1395 FM 1704, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details4,522 sqft · built 2005
Lot Size7.22 acres (314,852 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Oct 2022)
Tax Bill$18,528 (2025)
Deeds & MortgagesAug 2018 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR88082

Property Details

APN / Parcel Number

Primary APNR88082
Alternative APN
  • O0201803

Interior

Stories2 Stories
Building Area4,522 sqft Living Area
Gross Area5,068 sqft
1st Floor Area3,350 sqft
2nd Floor Area1,172 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area314,852 sqft (7.22 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area90 sqft
Deck Area608 sqft
Storage Building64 sqft
Pole Barn540 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1395 FM 1704
CityELGIN
StateTX
Zip78621-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOW GLEN, LOT 2 & 4, ACRES 7.228
Legal SubdivisionMEADOW GLEN
Legal Block3
Legal Lot Number2,4
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3045
Census Tract950202

Owner

1395 FM 1704 is owned and occupied by an individual who bought it in October 2022.

Source: Bastrop County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address1395 FM 1704, ELGIN, TX 78621-5540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Oct 21, 2022Vendor's Lien, Transfer · Conventional Mortgage
ACC MORTGAGE INC
Feb 2, 2018Vendor's Lien, Transfer · ARM
FIRST NATIONAL BANK OF BASTROP
May 1, 2017Warranty Deed, Transfer
AUSTIN TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on File
Deed SaleOct 21, 2022 · Amount on File
Prior SaleFeb 2, 2018 · Amount on File
Prior Transfer DateJan 10, 2018
Prior Transfer Doc0201801511
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address1395 FM 1704, ELGIN, TX 78621-5540
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201811635
DateAug 13, 2018
Instrument201811635
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateOct 21, 2022
Property Address1395 FM 1704, ELGIN, TX 78621-5540
Document Number0202222307
Map ReferenceCAB 4 PG 25B
Instrument DateOct 18, 2022
Instrument202222307
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 FM 1704, ELGIN, TX 78621-5540

Mortgage

Document Number0202222308
DateOct 21, 2022
Instrument202222308
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

February 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateFeb 2, 2018
Property Address1395 FM 1704, ELGIN, TX 78621-5540
Document Number0201801511
Map ReferenceCAB4 PG25B
Instrument DateJan 10, 2018
Instrument201801511
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyAUSTIN TITLE COMPANY, AUSTIN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 FM 1704, ELGIN, TX 78621-5540

Mortgage

Document Number0201801512
DateFeb 2, 2018
Instrument201801512
Lender
NameFIRST NATIONAL BANK OF BASTROP
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate1.5%
Type Change DateJan 10, 2019
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change6.25%
IndexPrime Rate
Max Rate5.75%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBASTROP TX
Recording DateMay 1, 2017
Property Address1395 FM 1704, ELGIN, TX 78621-5540
Document Number0201706204
Map ReferenceCAB4 PG25B
Instrument DateApr 19, 2017
Instrument201706204
Transaction TypeTransfer
Record UpdatedMar 2, 2023
Title CompanyAUSTIN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 FM 1704, ELGIN, TX 78621-5540

Tax Assessment & Valuation

The 2025 property tax bill for 1395 FM 1704 was $18,528, down 3.9% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,528.00 (-3.94%)$748,682 Land $285,582 Building $463,100$748,682 Land $285,582 Building $463,100
2024$19,288.00
2023$588,857 Land $285,582 Building $303,275$588,857 Land $285,582 Building $303,275
2022$13,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1395 FM 1704 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 FM 1704 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
SOS Communications
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10
VTX Communications
Fixed Wireless
50 / 10

May also be available: AT&T, Verizon.

Nearby Properties on FM 1704

Nearby Streets

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