Jefferson County property record for 1395 Durham Dr, Herculaneum, MO 63048
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,160 (Sep 2022) |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117.025.00000318 |
| Primary APN | 117.025.00000318 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1395 DURHAM DR |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE 1 LOT 380 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 25 |
| Legal Subdivision | PROVIDENCE 1 |
| Legal Block | 1 |
| Legal Lot Number | 380 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 700802 |
1395 Durham Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1395 DURHAM DR, HERCULANEUM, MO 63048-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Sep 25, 2020 | Deed of Trust, Mortgage LAND HM FIN'L SVCS INC |
| Dec 19, 2018 | Warranty Deed, Subdivision Related Transfer LAND HM FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Dec 19, 2018 · Amount on File |
| Deed Document Number | 202231672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 27, 2022 |
| Property Address | 1395 DURHAM DR, HERCULANEUM, MO 63048-1712 |
| Document Number | 0000031672 |
| Map Reference | MB 223 PG 1-8 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022R-031672 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1395 DURHAM DR, HERCULANEUM, MO 63048-1712 |
| Document Number | 0000031673 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022R-031673 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 10-Year CMTI |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1395 DURHAM DR, HERCULANEUM, MO 63048-1712 |
| Document Number | 0000036905 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1395 DURHAM DR HERCULANEUM MO 630481712, HERCULANEUM, MO 63048-1712 |
| Document Number | 0000036905 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 36905 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 19, 2018 |
| Property Address | 1395 DURHAM DR, HERCULANEUM, MO 63048-1712 |
| Document Number | 0000038301 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 38301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1395 DURHAM DR HERCULANEUM MO 630481712, HERCULANEUM, MO 63048-1712 |
| Document Number | 38302 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 38302 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2048 |
The 2025 property tax bill for 1395 Durham Dr was $3,036.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,900 (-) Land $11,700 Building $36,200 | $252,200 Land $61,600 Building $190,600 | |
| 2025 | $3,036.00 | $47,900 Land $11,700 Building $36,200 | |
| 2024 | $252,200 (+7.05%) Land $61,600 Building $190,600 | ||
| 2023 | $2,838.00 | $44,800 Land $11,700 Building $33,100 | $235,600 Land $61,600 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1395 Durham Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1993–2003) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1395 Durham Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | JEFFERSON COUNTY PWSD 7 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures