Valley County property record for 1395 Divot Ln, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,650 sqft · built 2009 |
| Lot Size | 0.242 acres (10,546 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $360,000 (Feb 2024) |
| Tax Bill | $3,270 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPM03850000090 |
| Primary APN | RPM03850000090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,546 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1395 DIVOT LN |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638-1179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERLOST VI LOT 9 |
| Legal Subdivision | TIMBERLOST VI |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 970200 |
1395 Divot Ln is owner-occupied and held in a trust since February 2024.
Source: Valley County records, as of August 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1395 DIVOT LN, MCCALL, ID 83638-1179 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Correction Deed |
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU |
| Jan 18, 2024 | Intrafamily Transfer, Transfer |
| Nov 17, 2023 | Personal Representative Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU |
| May 17, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on File |
| Deed Sale | Feb 2, 2024 · Amount on File |
| Prior Sale | Nov 17, 2023 · Amount on File |
| Deed Document Number | 2024461483 |
| Last Transfer Date | Feb 15, 2024 |
| Transfer Doc | 0000461715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Feb 20, 2024 |
| Property Address | 1395 DIVOT LN, MCCALL, ID 83638 |
| Document Number | 0000461715 |
| Map Reference | MB 8 PG 19 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 461715 |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1364, MCCALL, ID 83638-1364 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 1395 DIVOT, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1425 CLEMENTS RD 13, 13, MCCALL, ID 83638-4808 |
| Document Number | 0000461484 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 461484 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 2469, POCATELLO, ID 83206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jan 18, 2024 |
| Property Address | 1395 DIVOT LN, MCCALL, ID 83638 |
| Document Number | 0000461241 |
| Map Reference | MB 8 PG 19 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 461241 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1364, MCCALL, ID 83638-1364 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Nov 17, 2023 |
| Property Address | 1395 DIVOT, MCCALL, ID 83638 |
| Document Number | 0000460381 |
| Map Reference | MB 8 PG 19 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 460381 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL BOISE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1395 DIVOT LN, MCCALL, ID 83638 |
| Document Number | 0000460382 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 460382 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 1395 DIVOT, MCCALL, ID 83638 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO |
| Name | Verified Name |
|---|---|
| Address | 1395 DIVOT, MCCALL, ID 83638 |
| Document Number | 0000450172 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 450172 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 835 Months |
| Due | Dec 2, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 14.1% |
The 2025 property tax bill for 1395 Divot Ln was $3,270.
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | McCall City |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,268 (-2.09%) Land $214,063 Building $645,205 | $859,268 (-2.09%) Land $214,063 Building $645,205 | |
| 2025 | $3,270.00 Homeowner's exemption | $877,580 Land $205,830 Building $671,750 | $877,580 Land $205,830 Building $671,750 |
| 2023 | $2,252.00 (-25.31%) Homeowner's exemption | $919,087 Land $205,830 Building $713,257 | $919,087 Land $205,830 Building $713,257 |
| 2022 | $3,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1395 Divot Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1395 Divot Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 82% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCCALL serves 4,423 people · EPA ID ID4430033 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jul 2024 Turbidity resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 |
| Monitoring and Reporting | 35 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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