Anne Arundel County property record for 1395 Cedar Ave, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,960 sqft · built 1987 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $999,999 (Aug 2023) |
| Tax Bill | $7,514 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-002-90046070 |
| Primary APN | 02-002-90046070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| View / Lot | Waterfront |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 00290046070 |
|---|---|
| Street Address | 1395 CEDAR AVE |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT F BK 3 ARUNDEL ON THE BAY |
| Legal Subdivision | ARUNDEL ON THE BAY |
| Legal Block | 3 |
| Legal Lot Number | F |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Aug 14, 2023 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 19, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Prior Sale | Jun 19, 2020 |
| Deed Book / Page | 39857 / 459 |
| Prior Transfer Date | Jun 5, 2020 |
| Prior Transfer Doc | 0347680213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Document Number | 0417180019 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 41718/19 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 14, 2023 |
| Property Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Document Number | 0398570459 |
| Book / Page | 39857 / 459 |
| Map Reference | MB 9 FO 25 |
| Instrument Date | Jul 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Document Number | 0039857467 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 39857/467 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0398650382 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 39865/382 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 19, 2020 |
| Property Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Document Number | 0347680213 |
| Book / Page | 34768 / 213 |
| Map Reference | MB 9 FO 25 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MADISON SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1395 CEDAR AVE, ANNAPOLIS, MD 21403-4789 |
| Document Number | 34768218 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 34768/218 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,300 (+8.97%) Land $246,700 Building $370,600 | $617,300 (-) Land $246,700 Building $370,600 | |
| 2025 | $7,514.00 (+8.96%) | $566,467 (+21.87%) | $617,300 (+32.81%) Land $246,700 Building $370,600 |
| 2024 | $6,896.00 (+35.88%) | ||
| 2023 | $5,075.00 Homeowner's exemption | $464,800 Land $221,700 Building $243,100 | $464,800 Land $221,700 Building $243,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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