1395 Bilbao Ct, Madera, CA 93638 Property Records

Madera County property record for 1395 Bilbao Ct, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,275 sqft · built 2005
Lot Size	0.154 acres (6,725 sqft)
Owner	Individual Name on Record
Last Sale	$291,000 (Feb 2022)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`005-241-015-000`

Property Details

APN / Parcel Number

Primary APN	`005-241-015-000`
Alternative APN	`005241015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	6,725 sqft (0.154 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1395 BILBAO CT
City	MADERA
State	CA
Zip	93638-1892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORDOVA ESTATES PHASE IV LOT 153
Legal Subdivision	CORDOVA ESTATES PHASE IV
Legal Lot Number	153
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	3
Census Block	3010
Census Tract	603

Owner

Source: Madera County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1395 BILBAO CT, MADERA, CA 93638-1892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 8, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 8, 2020	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	20225100
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0000024815
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Mortgage

Document Number	0000022847
Date	Nov 15, 2023
Instrument	2023022847

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Mortgage

Document Number	0000000185
Date	Jan 6, 2025
Instrument	2025000185

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Mar 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Mortgage

Document Number	0000017359
Date	Aug 21, 2025
Instrument	2025017359

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Mortgage

Document Number	0000012364
Date	Jun 18, 2024
Instrument	2024012364

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Feb 24, 2022
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Document Number	0000005100
Map Reference	MB 52 PG 107-109
Instrument Date	Feb 16, 2022
Instrument	2022005100
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Mortgage

Document Number	0000005101
Date	Feb 24, 2022
Instrument	2022005101

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Oct 8, 2020
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Document Number	0000024815
Instrument Date	Oct 2, 2020
Instrument	24815
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1395 BILBAO CT MADERA CA 936381892, MADERA, CA 93638-1892

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Oct 8, 2020
Property Address	1395 BILBAO CT, MADERA, CA 93638-1892
Document Number	0000024814
Map Reference	MB 52 PG 107
Instrument Date	Sep 24, 2020
Instrument	2020024814
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 BILBAO CT, MADERA, CA 93638-1892

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$126,594 (+2%) Land $45,963 Building $80,631
2025	$1,385.00 (-0.57%) Homeowner's exemption	$124,112 (+4.04%) Land $45,062 Building $79,050
2024	$1,393.00 (+2.43%)
2023	$1,360.00 (-1.52%) Homeowner's exemption	$119,294 Land $43,313 Building $75,981
2022	$1,381.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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