1395 1st St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1395 1st St, Gilroy, CA 95020 · Last verified May 2026

Property Summary

Property TypeBank, Financial Building
Details6,544 sqft · built 1990
Lot Size0.96 acres (41,817 sqft)
OwnerCompany Name on File
Last Sale$1,888,000 (Oct 2025)
Tax Bill$19,588 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (moderate risk)
APN790-39-020

Property Details

APN / Parcel Number

Primary APN790-39-020

Interior

Stories1 Story
Building Area6,544 sqft Total Area
1st Floor Area6,544 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area41,817 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1395 1ST ST
CityGILROY
StateCA
Zip95020-3876
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionLOT 1
Legal Lot Number1
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2017
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-39-020

Assessment roll updated August 11, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1395 1ST ST, 102, GILROY, CA 95020-3876
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Grant Deed, Transfer · Commercial Mortgage
BANK OF AMERICA NA
Oct 16, 2025Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleOct 16, 2025 · Amount on Record
Record UpdatedJun 08, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 16, 2025
Property Address1395 1ST ST, GILROY, CA 95020-3876
Document Number0025885386
Map ReferenceMB 308 PG 41
Instrument DateOct 13, 2025
Instrument25885386
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,076.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 1ST ST STE 102, 102, GILROY, CA 95020-3876

Mortgage

Document Number0025885387
DateOct 16, 2025
Instrument25885387
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 16, 2025
Property Address1395 1ST ST, GILROY, CA 95020-3876
Document Number0025885385
Map ReferenceMB H PG 25
Instrument DateOct 13, 2025
Instrument25885385
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$519.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 1ST ST STE 102, 102, GILROY, CA 95020-3876

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$19,588.00 (+1.61%)$1,528,952 (+4.04%) Land $471,951 Building $1,057,001
2024$19,278.00 (+0.63%)
2023$19,158.00 (+1.73%)$1,469,583 Land $453,626 Building $1,015,957
2022$18,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979, tidal / storm surge

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 1st St

Nearby Streets

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