13947 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 13947 State Rd T, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 2002
Lot Size	5.58 acres (243,065 sqft)
Owner	2 Individual Names on File
Last Sale	$347,130 (Oct 2023)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-16.0-0-000-012.01`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-16.0-0-000-012.01`
Alternative APN	`2250160 01201`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	243,065 sqft
Deck Area	Deck Area
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13947 STATE ROAD T
City	FESTUS
State	MO
Zip	63028-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	PT LOT 1 NE1/4 NE1/4
Legal Range	6E
Legal Township	39N
Legal Section	16
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2000
Census Tract	701403

Owner

13947 State Rd T is owned and occupied by two individuals who bought it in October 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13947 STATE ROAD T, FESTUS, MO 63028-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2020	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	202325158
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	0000007822
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	13947 STATE ROAD T, FESTUS, MO 63028-4808
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13947 STATE ROAD T, FESTUS, MO 63028-4808

Mortgage

Document Number	0000028793
Date	Nov 6, 2025
Instrument	2025R-028793

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 5, 2023
Property Address	13947 STATE ROAD T, FESTUS, MO 63028-4808
Document Number	0000025158
Instrument Date	Oct 3, 2023
Instrument	2023R-025158
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4244 US HIGHWAY 61, FESTUS, MO 63028-5077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13947 STATE ROAD T, FESTUS, MO 63028-4808

Mortgage

Document Number	0000025159
Date	Oct 5, 2023
Instrument	2023R-025159

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2020
Property Address	13947 STATE ROAD T, FESTUS, MO 63028-4808
Document Number	0000046643
Instrument Date	Nov 30, 2020
Instrument	46643
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13947 STATE ROAD TT FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	46644
Date	Dec 4, 2020
Instrument	46644

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13947 State Rd T was $1,982, up 8.8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,200 (-) Land $3,600 Building $27,600	$163,800 (-) Land $18,700 Building $145,100
2025	$1,982.00 (+8.84%)	$31,200 Land $3,600 Building $27,600	$163,800 (-) Land $18,700 Building $145,100
2024	$1,821.00 (+0.05%)		$163,800 (+9.49%) Land $18,700 Building $145,100
2023	$1,820.00 (-0.11%)	$28,500 (-) Land $3,600 Building $24,900	$149,600 Land $18,700 Building $130,900
2022	$1,822.00	$28,500 Land $3,600 Building $24,900
2021			$149,500 Land $18,700 Building $130,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13947 State Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13947 State Rd T is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rd T

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