San Bernardino County property record for 13946 Okesa Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,499 sqft · built 2005 |
| Lot Size | 0.551 acres (24,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,000 (Dec 2014) |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3112-231-39-0000 |
| Primary APN | 3112-231-39-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,499 sqft Living Area |
| 1st Floor Area | 4,499 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 24,006 sqft (0.551 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 13946 OKESA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-7220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 16391 LOT 14 BOOK 297 PAGE 13 |
| Legal Subdivision | TRACT NO 16391 |
| Legal Tract | 16391 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 9723 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2014 · Amount on Record |
| Deed Sale | Dec 12, 2014 · Amount on Record |
| Prior Sale | May 9, 2012 · Amount on Record |
| Deed Document Number | 2014475464 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 0000418399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 19, 2026 |
| Property Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Document Number | 0000126622 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026126622 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Document Number | 0000126622, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 2026126622 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000423616 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 2017-0423616 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130401 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2020-0130401 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 12, 2060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13946 OKESA RD, APPLE VALLEY, CA 92307-7220 |
| Document Number | 0000476084 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020-0476084 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $451,987 (+2%) Land $85,568 Building $366,419 | |
| 2025 | $5,050.00 (+3.91%) Homeowner's exemption | $443,124 (+4.04%) Land $83,890 Building $359,234 |
| 2023 | $4,860.00 (+1.55%) Homeowner's exemption | $425,916 Land $80,632 Building $345,284 |
| 2022 | $4,786.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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