13945 Persimmon Ln, Chico, CA 95973 Property Records

Butte County property record for 13945 Persimmon Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,565 sqft · built 2025
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2024)
Tax Bill	$8,804 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-440-077-000`

Property Details

APN / Parcel Number

Primary APN	`047-440-077-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,565 sqft Living Area
1st Floor Area	3,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	44,431 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13945 PERSIMMON LN
City	CHICO
State	CA
Zip	95973-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 MANDVILLE PARK SUB
Legal Subdivision	MANDVILLE PARK SUB
Legal Lot Number	12
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4007
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 ESTATES DR, CHICO, CA 95928-7415
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Feb 20, 2024	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Aug 15, 2019	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	20245309
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Apr 16, 2026
Property Address	13945 PERSIMMON LN, CHICO, CA 95973-9354
Document Number	0000011103
Instrument Date	Apr 11, 2026
Instrument	202611103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	13945 PERSIMMON LN, CHICO, CA 95973-9354
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011103,
Date	Apr 16, 2026
Instrument	202611103

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 20, 2024
Property Address	CHICO, CA 95973
Document Number	0000005309
Map Reference	MB 191 PG 35-38
Instrument Date	Feb 9, 2024
Instrument	2024-0005309
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	127 ESTATES DR, CHICO, CA 95928-7415

Mortgage

Document Number	0000005310
Date	Feb 20, 2024
Instrument	2024-0005310

Lender

Name	TRI COUNTIES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 15, 2019
Property Address	CHICO, CA 95973
Document Number	0000036523
Instrument Date	Jun 13, 2019
Instrument	36523
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$226.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4244 KIWI LN CHICO CA 959738979, CHICO, CA 95973-8979

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,119,246 (+52.94%) Land $223,686 Building $895,560
2025	$8,804.00 (+215.44%)	$731,800 (+239.6%) Land $219,300 Building $512,500
2024	$2,791.00 (+1.09%)
2023	$2,761.00 (+1.43%)	$215,490 Land $215,490
2022	$2,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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