13945 N Rainier Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13945 N Rainier Loop, Rathdrum, ID 83858

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,300 (Oct 2025)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	May 2024 Construction Loan Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RL7510050020`

Property Details

APN / Parcel Number

Primary APN	`RL7510050020`
Alternative APN	`348028`

Exterior

Lot Area	5,445 sqft (0.125 acres)

Location & Zoning

Account Number	348028
Street Address	13945 N RAINIER LOOP
City	RATHDRUM
State	ID
Zip	83858-5157
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DIAMOND SPIKE RATHDRUM 1ST ADD, LT 2 BLOCK 5 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	DIAMOND SPIKE RATHDRUM 1ST ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1031
Census Tract	301

Owner

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13945 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 31, 2024	Deed of Trust, Mortgage · Construction Mortgage LEVEL CAPITAL LLC
Oct 10, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	May 31, 2024 · Amount on Record
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13945 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2210 W MAIN ST 107-39, 107, BATTLE GROUND, WA 98604-4232

Mortgage

Document Number	2970069000
Date	May 31, 2024
Instrument	2970069000

Lender

Name	LEVEL CAPITAL LLC
Type	Non-Lending Institution
Address	PRINCETON, ID 83857

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 10, 2025
Property Address	13945 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	3019729000
Map Reference	MB L PG 751
Instrument Date	Oct 1, 2025
Instrument	3019729000
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2025
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13945 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Mortgage

Document Number	3019730000
Date	Oct 10, 2025
Instrument	3019730000

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (+443.62%)	$175,000 (-) Land $175,000	$175,000 (-) Land $175,000
2024	$243.00 (-76.18%)
2023	$1,020.00	$175,000 Land $175,000	$175,000 Land $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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