Frederick County property record for 1394 Rocky Springs Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,886 sqft · built 2021 |
| Lot Size | 0.194 acres (8,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,203 (May 2021) |
| Tax Bill | $9,090 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-597685 |
| Primary APN | 02-597685 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,468 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 597685 |
|---|---|
| Street Address | 1394 ROCKY SPRINGS RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 PHASE 1 PLAT 8,468 SQ FT MILLIE'S DELIGHT |
| Legal Subdivision | MILLIES DELIGHT PH 1 5 |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 751203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1394 Rocky Springs Rd is owned and occupied by an individual who bought it in May 2021.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1394 ROCKY SPRINGS RD, FREDERICK, MD 21702-8231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 3, 2021 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on File |
| Deed Sale | May 3, 2021 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 0014833203 |
| Deed Book / Page | 14833 / 203 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1394 ROCKY SPRINGS RD, FREDERICK, MD 21702-8231 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1394 ROCKY SPRINGS RD, FREDERICK, MD 21702-8231 |
| Document Number | 0167570274 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 16757/274 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 3, 2021 |
| Property Address | 1394 ROCKY SPRINGS RD, FREDERICK, MD 21702-8231 |
| Document Number | 0148330203 |
| Book / Page | 14833 / 203 |
| Map Reference | MB 101 PG 62 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1394 ROCKY SPRINGS RD, FREDERICK, MD 21702-8231 |
| Document Number | 0014833210 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 14833/210 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,090.00 Homeowner's exemption | $500,800 | $548,400 Land $90,900 Building $457,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1394 Rocky Springs Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1394 Rocky Springs Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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