1394 Hermes Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 1394 Hermes Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,828 sqft · built 2000
Lot Size	0.175 acres (7,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Nov 2017)
Tax Bill	$14,665 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-254-40-00`

Property Details

APN / Parcel Number

Primary APN	`254-254-40-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,828 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	7,638 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1394 HERMES AVE
City	ENCINITAS
State	CA
Zip	92024-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	PAR 4 TR PM16497
Legal Subdivision	CITY/ENCINITAS
Legal Tract	16497
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17701

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Gift Deed, Transfer · Conventional Mortgage DOLAN GADDI LENDING INC
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Nov 2, 2017	Grant Deed, Transfer · ARM UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Apr 3, 2003 · Amount on Record
Deed Document Number	2017513798
Prior Transfer Date	Jan 31, 2001
Prior Transfer Doc	0000078241
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2026
Property Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610
Document Number	0000246739
Instrument Date	Aug 17, 2026
Instrument	2026246739
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610

Mortgage

Document Number	0000246740,
Date	Aug 21, 2026
Instrument	2026246740

Lender

Name	DOLAN GADDI LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610

Mortgage

Document Number	0000091150
Date	Mar 1, 2022
Instrument	2022-0091150

Lender

Name	ZB NA
Type	Bank
Address	CARLSBAD, CA 92011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610

Mortgage

Document Number	0000110612
Date	Feb 11, 2021
Instrument	2021-0110612

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	1-Month LIBOR
Margin	3
Max Rate	12.6%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2017
Property Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610
Document Number	0000513798
Map Reference	PM16497
Instrument Date	Sep 21, 2017
Instrument	2017-0513798
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 HERMES AVE, ENCINITAS, CA 92024-1610

Mortgage

Document Number	0000513799
Date	Nov 2, 2017
Instrument	2017-0513799

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	354 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,334,667 (+2%) Land $812,407 Building $522,260
2025	$14,665.00 (+6.8%) Homeowner's exemption	$1,308,498 (+4.04%) Land $796,478 Building $512,020
2023	$13,731.00 (+2.28%) Homeowner's exemption	$1,257,689 Land $765,550 Building $492,139
2022	$13,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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