1394 Bow Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1394 Bow Ln, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,423 sqft Heated Area
Lot Size	14,625 sqft (0.335 acres)
Occupancy	Owner Occupied
Last Sale	$518,000 (2022)
Tax Bill	$5,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014075-005-49`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,423 sqft Heated Area
Gross Area	3,228 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,625 sqft (0.335 acres)
Garage Area	438 sqft Garage

Exterior Amenities

Pool Area	528 sqft Pool
Patio Area	138 sqft Patio
Porch	1 Porch
Porch Area	229 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1394 BOW LN
City	FLEMING ISLAND
State	FL
Zip	32003-7493
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 268 HARBOR ISLAND UNIT 2 AS REC O R 4640 PG 1030
Legal Range	26
Legal Township	04
Legal Section	44
Legal Subdivision	HARBOR ISLAND
Legal Lot Number	268
Legal Unit	2
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	3
Census Block	3000
Census Tract	30705

Owner

Source: Clay County records · APN 44-04-26-014075-005-49

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1394 BOW LN, FLEMING ISLAND, FL 32003-7493
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Deed Doc Number	2022050681
Deed Book / Page	4640 / 1030
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 18, 2022
Property Address	1394 BOW LN, FLEMING ISLAND, FL 32003-7493
Document Number	0046401030
Book / Page	4640 / 1030
Map Reference	MB 31 PG 27-34
Instrument Date	Aug 12, 2022
Instrument	2022050681
Transaction Type	Transfer
Record Updated	Sep 01, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,626.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9445 NW 214TH ST, 9445, LAKE BUTLER, FL 32054-3656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 BOW LN, FLEMING ISLAND, FL 32003-7493

Mortgage

Document Number	0046401032
Date	Aug 18, 2022
Instrument	4640/1032

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,426.00 (-8.61%) Homeowner's exemption	$395,927 (+7.1%) Land $55,000 Building $340,927	$395,927 (+7.1%) Land $55,000 Building $340,927
2023	$5,937.00 (+121.36%)	$369,686 (+83.08%) Land $55,000 Building $314,686	$369,686 (+10.86%) Land $55,000 Building $314,686
2022	$2,682.00 Homeowner's exemption	$201,928	$333,457 Land $45,000 Building $288,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.