13935 Waterloo Rd, Wellington, MO 64097 Property Records

Lafayette County property record for 13935 Waterloo Rd, Wellington, MO 64097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,807 sqft · built 2005
Lot Size	9.5 acres (413,820 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jan 2011 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-9.0-30-0-000-003.010`

Property Details

APN / Parcel Number

Primary APN	`11-9.0-30-0-000-003.010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,807 sqft Living Area
Basement Area	1,807 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	413,820 sqft (9.5 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13935 WATERLOO RD
City	WELLINGTON
State	MO
Zip	64097-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TODDS TERRACE; 1062-315, 2022DR1348
Legal Range	28
Legal Township	50
Legal Section	30
Legal Subdivision	TODD'S TERRACE
Legal Lot Number	2
Jurisdiction	LAFAYETTE MO
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2045
Census Tract	90100

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2011	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 25, 2026	Deed of Trust, Mortgage · Closed-End Mortgage AMERICAS COMMUNITY BANK
Feb 20, 2026	Warranty Deed, Transfer · Closed-End Mortgage AMERICAS COMMUNITY BANK
Mar 17, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022
Deed Sale	Mar 17, 2022
Deed Document Number	20221348
Record Updated	Sep 20, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199

Mortgage

Document Number	2011DR0037
Date	Jan 5, 2011
Instrument	2011DR0037

Lender

Name	WELLS FARGO BANK NA
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2031

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026DR0741
Date	Feb 25, 2026
Instrument	2026DR0741

Lender

Name	AMERICAS COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2046

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Feb 20, 2026
Property Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199
Document Number	2026DR0666
Instrument Date	Feb 13, 2026
Instrument	2026DR0666
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199

Mortgage

Document Number	2026DR0741
Date	Feb 20, 2026
Instrument	2026DR0741

Lender

Name	AMERICAS COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2046

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Mar 17, 2022
Property Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199
Document Number	2022DR1348
Instrument Date	Mar 15, 2022
Instrument	2022DR1348
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13935 WATERLOO RD, WELLINGTON, MO 64097-8199

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Wellington-Napoleon R-IX School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00	$47,456 (+14%)	$249,770 (+14%) Land $57,460 Building $192,310
2023		$41,627	$219,090 Land $50,400 Building $168,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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