13935 Kelsey Dr, Chico, CA 95973 Property Records

Butte County property record for 13935 Kelsey Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,541 sqft · built 1999
Lot Size	1.17 acres (50,965 sqft)
Owner	Owner Name on File
Last Sale	$615,000 (May 2005)
Tax Bill	$9,133 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-660-038-000`

Property Details

APN / Parcel Number

Primary APN	`047-660-038-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,541 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Modern
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	13935 KELSEY DR
City	CHICO
State	CA
Zip	95973-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13935 KELSEY DRIVE
Legal Subdivision	KEEFER CREEK ESTATES PH 02
Legal Lot Number	39
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1029
Census Tract	1400

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	13935 KELSEY DR, CHICO, CA 95973-9261
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL DIRECT LENDING
Aug 29, 2019	Deed of Trust, Mortgage WESTLAKE SERVICES LLC
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2005 · Amount on Record
Deed Sale	May 3, 2005 · Amount on Record
Prior Sale	Jul 13, 2012
Deed Document Number	0000024831
Last Transfer Date	Sep 9, 2013
Transfer Doc	0000036133
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13935 KELSEY DR, CHICO, CA 95973-9261
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13935 KELSEY DR, CHICO, CA 95973-9261

Mortgage

Document Number	0000000333
Date	Jan 5, 2024
Instrument	2024-0000333

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13935 KELSEY DR, CHICO, CA 95973-9261
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13935 KELSEY DR, CHICO, CA 95973-9261

Mortgage

Document Number	0000004531
Date	Feb 9, 2022
Instrument	2022-0004531

Lender

Name	CAPITOL DIRECT LENDING
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13935 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000039818
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13935 KELSEY DR CHICO CA 959739261, CHICO, CA 95973-9261

Mortgage

Document Number	0000039818
Date	Sep 6, 2019
Instrument	39818

Lender

Name	WESTLAKE SERVICES LLC
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13935 KELSEY DR, CHICO, CA 95973-9261
Document Number	0000034990
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13935 KELSEY DR CHICO CA 959739261, CHICO, CA 95973-9261

Mortgage

Document Number	0000034990
Date	Aug 5, 2019
Instrument	34990

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ROCKY POINT, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,133.00 (-12.49%) Homeowner's exemption	$780,000 (-15.68%) Land $250,000 Building $530,000
2023	$10,436.00 (+17.1%) Homeowner's exemption	$925,000 Land $230,000 Building $695,000
2022	$8,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEEFER CREEK ESTATES private · serves 160 people · EPA ID CA0400151
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, unWired Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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