13932 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13932 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	2 ba · 1,529 sqft · built 2018
Lot Size	0.089 acres (3,894 sqft)
Owner	Individual Name on File
Tax Bill	$1,864 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-381-021.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-381-021.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,529 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,894 sqft (0.089 acres)
Lot Dimensions	177 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	13932 FLAGSTAFF ST
City	CEDAR LAKE
State	IN
Zip	46303-7281
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	CENTENNIAL SUB PHASE 10 S.22.0FT OF N.252.0FT OF LOT 199
Legal Subdivision	CENTENNIAL SUB
Legal Phase	10
Legal Lot Number	199 13932
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

13932 Flagstaff St, a row house, is owned and occupied by an individual who acquired it in November 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	13932 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 17, 2017	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021
Deed Sale	Nov 5, 2021
Prior Transfer Date	Jul 17, 2017
Prior Transfer Doc	2017 043572
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13932 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044206
Date	Jul 14, 2020
Instrument	2020 044206

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 17, 2017
Property Address	13932 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000043572
Map Reference	MB109 PG31
Instrument Date	Jun 30, 2017
Instrument	2017 043572
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13932 FAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000043573
Date	Jul 17, 2017
Instrument	2017 043573

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,100 Land $44,400 Building $200,700	$245,100 Land $44,400 Building $200,700
2024	$1,864.00
2023		$183,900 (+8.11%) Land $24,600 Building $159,300	$183,900 (+8.11%) Land $24,600 Building $159,300
2022	$1,864.00 (+5.55%)	$170,100 Land $24,600 Building $145,500	$170,100 Land $24,600 Building $145,500
2021	$1,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13932 Flagstaff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13932 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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