1393 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1393 Ridge Rd, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1958
Lot Size	0.557 acres (24,263 sqft)
Owner	Individual Name on Record
Last Sale	$288,297 (May 2022)
Tax Bill	$1,685 (2026)
Deeds & Mortgages	Dec 2021 Sale May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27 A 51`

Property Details

APN / Parcel Number

Primary APN	`27 A 51`
Alternative APN	`1747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,263 sqft (0.557 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1747
Street Address	1393 RIDGE RD
City	RAPHINE
State	VA
Zip	24472-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	DAVIS STATION RIDGE RD
Legal Subdivision	IMPROVEMENTS ON 1393 RIDGE ROAD
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	WALKERS CREEK
Census Block Group	1
Census Block	1152
Census Tract	930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1393 RIDGE RD, RAPHINE, VA 24472-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
May 17, 2022	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	20221612
Prior Transfer Date	Aug 7, 2007
Prior Transfer Doc	0000003459
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Dec 22, 2021
Property Address	1393 RIDGE RD, RAPHINE, VA 24472-2214
Document Number	0210004884
Map Reference	DOC 140002745
Instrument Date	Dec 21, 2021
Instrument	210004884
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9N N LYNNHAVEN DR, STAUNTON, VA 24401-2257

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	May 17, 2022
Property Address	1393 RIDGE RD, RAPHINE, VA 24472-2214
Document Number	0220001612
Map Reference	DOC 140002745
Instrument Date	Apr 11, 2021
Instrument	220001612
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 RIDGE RD, RAPHINE, VA 24472

Mortgage

Document Number	0220001613
Date	May 17, 2022
Instrument	220001613

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,685.00	$263,300 (-) Land $35,000 Building $228,300	$263,300 (-) Land $35,000 Building $228,300
2025		$263,300 (-) Land $35,000 Building $228,300	$263,300 (-) Land $35,000 Building $228,300
2023		$263,300 Land $35,000 Building $228,300	$263,300 Land $35,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	52 (1992–2018)
Claims Outside the SFHA	2 of 52
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims Severe Storms And Flooding, Jun 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

May also be available: Verizon.

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