Passaic County and Wayne Township property record for 1393 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Split Level |
| Year Built | Built 1961 |
| Square Footage | 1,776 sqft Living Area |
| Lot Size | 16,248 sqft (0.373 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2021) |
| Tax Bill | $11,792.00 (2025) |
| Primary APN | 14-02800-0000-00027 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,776 sqft Living Area |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level Style |
| Lot Area | 16,248 sqft (0.373 acres) |
| Old Parcel Number | 1400597E00013 |
|---|---|
| Street Address | 1393 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2800 |
| Legal Lot Number | 27 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02800-0000-00027
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1393 RATZER RD, WAYNE, NJ 07470-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Apr 21, 2021 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Jan 04, 1994 · Amount on Record |
| Deed Doc Number | 202127285 |
| Deed Book / Page | 4019 / 103 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 01, 2026 |
| Property Address | 1393 RATZER RD, WAYNE, NJ 07470-2429 |
| Document Number | 0000022392 |
| Book / Page | 20008 / 284 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202622392 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1393 RATZER RD, WAYNE, NJ 07470-2429 |
| Document Number | 0000022392, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 20008/284 |
| Instrument | 202622392 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 21, 2021 |
| Property Address | 1393 RATZER RD, WAYNE, NJ 07470-2429 |
| Document Number | 0000027285 |
| Book / Page | D4019 / 103 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021027285 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 TOMALYN HILL RD, MONTVILLE, NJ 07045-9689 |
| Name | Verified Name |
|---|---|
| Address | 1393 RATZER RD, WAYNE, NJ 07470-2429 |
| Document Number | 0000027286 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021027286 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,600 (-) Land $99,700 Building $96,900 | $196,600 (-) Land $99,700 Building $96,900 | |
| 2025 | $11,792.00 (+0.88%) | $196,600 (-) Land $99,700 Building $96,900 | $196,600 (-) Land $99,700 Building $96,900 |
| 2024 | $11,689.00 (+5.16%) | ||
| 2023 | $196,600 Land $99,700 Building $96,900 | $196,600 Land $99,700 Building $96,900 | |
| 2022 | $11,115.00 |
1393 Ratzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures