1393 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1393 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2004
Lot Size	10.1 acres (440,827 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Dec 2017)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100630916000`

Property Details

APN / Parcel Number

Primary APN	`456100630916000`
Alternative APN	`46937`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	1,800 sqft Heated Area
Basement Area	1,800 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	440,827 sqft (10.1 acres)
Lot Width	1,269 ft Width
Garage Type	Mixed
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	320 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46937
Street Address	1393 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR MELUCCI 702/100 1250/483
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1026
Census Tract	930603

Owner

1393 Panther Top Rd is owned and occupied by an individual who bought it in December 2017.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1393 PANTHER TOP RD, MURPHY, NC 28906-8536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Dec 15, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Deed Document Number	05834
Deed Book / Page	01576 / 0626
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1393 PANTHER TOP RD, MURPHY, NC 28906-8536
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01626/0162
Date	Oct 17, 2019
Book Page	01626/0162
Instrument	04976

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 15, 2017
Property Address	1393 PANTHER TOP RD, MURPHY, NC 28906-8536
Document Number	01576/0626
Book / Page	01576 / 0626
Instrument Date	Dec 12, 2017
Instrument	05834
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 BEMBURY DR, 1301, NAPLES, FL 34102-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 767924, ROSWELL, GA 30076-7924

Mortgage

Document Number	05835
Date	Dec 15, 2017
Instrument	05835

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1393 Panther Top Rd was $2,628.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00	$378,000	$378,000 Land $48,980 Building $329,020
2023		$380,610	$380,610 Land $48,980 Building $331,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1393 Panther Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1393 Panther Top Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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