13924 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13924 Darchance Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2007
Lot Size	0.144 acres (6,285 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Nov 2018)
Tax Bill	$5,640 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-23-27-1612-00-670`

Property Details

APN / Parcel Number

Primary APN	`26-23-27-1612-00-670`
Alternative APNs	`272326161200670` `148802` `149971` `152090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	2,147 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,285 sqft (0.144 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	522 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13924 DARCHANCE RD
City	WINDERMERE
State	FL
Zip	34786-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ENCLAVE AT BERKSHIRE PARK 65/124 LOT 67
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	ENCLAVE AT BERKSHIRE PARK
Legal Tract	1612
Legal Lot Number	67
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2025
Census Tract	17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13924 DARCHANCE RD, WINDERMERE, FL 34786-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED MTG PLANNERS
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	May 25, 2007 · Amount on Record
Deed Document Number	2018641114
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13924 DARCHANCE RD, WINDERMERE, FL 34786-6311
Document Number	0000426521
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13924 DARCHANCE RD WINDERMERE FL 347866311, WINDERMERE, FL 34786-6311

Mortgage

Document Number	0000426521
Date	Aug 12, 2020
Instrument	426521

Lender

Name	CERTIFIED MTG PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 1, 2018
Property Address	13924 DARCHANCE RD, WINDERMERE, FL 34786-6311
Document Number	0000641114
Map Reference	MB 65 PG 124-131
Instrument Date	Oct 30, 2018
Instrument	20180641114
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6526 SAN FRANCESCO WAY UNIT 2107, 6526, WINDERMERE, FL 34786-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13924 DARCHANCE RD, WINDERMERE, FL 34786-6311

Mortgage

Document Number	0000641115
Date	Nov 1, 2018
Instrument	20180641115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,303 (+2.7%)	$500,870 (-1.36%) Land $125,000 Building $375,870
2025	$5,640.00 (+5.15%) Homeowner's exemption	$349,857 (+5.99%)	$507,790 (+12%) Land $125,000 Building $382,790
2024	$5,364.00 (+7.49%)
2023	$4,990.00 (+3.89%) Homeowner's exemption	$330,094 (+3%)	$453,384 (+16.09%) Land $125,000 Building $328,384
2022	$4,803.00 Homeowner's exemption	$320,480	$390,542 Land $110,000 Building $280,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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