13922 Mercado Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 13922 Mercado Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,730 sqft · built 1985
Lot Size	0.168 acres (7,300 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Jul 2019)
Tax Bill	$22,357 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300-308-33-00`

Property Details

APN / Parcel Number

Primary APN	`300-308-33-00`
Alternative APN	`3003081300`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	7,300 sqft (0.168 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3003081300
Street Address	13922 MERCADO DR
City	DEL MAR
State	CA
Zip	92014-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	BLK 9 LOT 8 ST&ALLEY CLSD ADJ& TR 000157
Legal Subdivision	DEL MAR HEIGHTS
Legal Tract	000157
Legal Block	9
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1031
Census Tract	8324

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 6, 2022	Intrafamily Transfer, Transfer
Jul 31, 2019	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Jul 19, 2007 · Amount on File
Deed Document Number	2019316752
Last Transfer Date	Dec 6, 2022
Transfer Doc	0000459745
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13922 MERCADO DR, DEL MAR, CA 92014-3124

Mortgage

Document Number	0000262139
Date	Apr 5, 2021
Instrument	2021-0262139

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13922 MERCADO DR, DEL MAR, CA 92014-3124

Mortgage

Document Number	0000218847
Date	May 23, 2022
Instrument	2022-0218847

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13922 MERCADO DR, DEL MAR, CA 92014-3124

Mortgage

Document Number	0000036223
Date	Jan 19, 2021
Instrument	2021-0036223

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2022
Property Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Document Number	0000459745
Map Reference	MAP 157
Instrument Date	Dec 6, 2022
Instrument	2022-0459745
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13922 MERCADO DR, DEL MAR, CA 92014-3124

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	13922 MERCADO DR, DEL MAR, CA 92014-3124
Document Number	0000316752
Map Reference	MAP 157
Instrument Date	Jun 27, 2019
Instrument	2019-0316752
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	EQUITY TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13922 MERCADO DR, DEL MAR, CA 92014-3124

Mortgage

Document Number	0000316753
Date	Jul 31, 2019
Instrument	2019-0316753

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,083,577 (+2%) Land $1,617,500 Building $466,077
2025	$22,357.00 (+6.83%) Homeowner's exemption	$2,042,724 (+4.04%) Land $1,585,785 Building $456,939
2023	$20,928.00 (+1.64%) Homeowner's exemption	$1,963,405 Land $1,524,208 Building $439,197
2022	$20,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1993–2005)
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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