13920 Riverbirch Trace Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13920 Riverbirch Trace Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,888 sqft · built 1981
Lot Size	0.442 acres (19,254 sqft)
Owner	Trust Name on Record
Tax Bill	$6,267 (2026)
Deeds & Mortgages	Feb 2024 Transfer Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`726-68-31-87-200-000`

Property Details

APN / Parcel Number

Primary APN	`726-68-31-87-200-000`
Alternative APNs	`047110300000010` `008685003` `472914000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,888 sqft Finished Area
1st Floor Area	1,411 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	19,254 sqft (0.442 acres)
View / Lot	Waterfront
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	430 sqft
Deck Area	140 sqft
Patio Area	888 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	472914000
Street Address	13920 RIVERBIRCH TRACE RD
City	MIDLOTHIAN
State	VA
Zip	23112-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	RIVERBIRCH TRACE L 10
Legal Subdivision	RIVERBIRCH TRACE
Legal Lot Number	10
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1000
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	13920 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jun 19, 2018	Quit Claim Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2024
Transfer Doc	014488-438
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 27, 2024
Property Address	13920 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4639
Document Number	014488-438
Book / Page	14488 / 438
Instrument Date	Feb 1, 2024
Instrument	2024005195
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13920 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4639

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13920 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4639
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013521-74
Date	Jul 15, 2021
Book Page	13521/74
Instrument	2021045599

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 19, 2018
Property Address	13920 RIVERBIRCH TRACE RD, MIDLOTHIAN, VA 23112-4639
Document Number	12012719
Book / Page	012012 / 000719
Instrument Date	May 23, 2018
Instrument	22163
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13920 RIVERBIRCH TRACE RD MIDLOTHIAN VA 231124639, MIDLOTHIAN, VA 23112-4639

Mortgage

Document Number	12012722
Date	Jun 19, 2018
Book Page	012012/000722
Instrument	22164

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,267.00	$701,400 (-) Land $171,200 Building $530,200	$701,400 (-) Land $171,200 Building $530,200
2025	$6,267.00 (+7.07%)	$701,400 (+9.51%) Land $171,200 Building $530,200	$701,400 (+9.51%) Land $171,200 Building $530,200
2023	$5,853.00	$640,500 Land $169,000 Building $471,500	$640,500 Land $169,000 Building $471,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (1979–2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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