13920 Brown Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13920 Brown Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,224 sqft · built 1981
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,500 (Apr 1984)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-264863`

Property Details

APN / Parcel Number

Primary APN	`10-264863`
Alternative APN	`264863`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	1,966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	57,935 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	27 sqft
Deck Area	826 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	264863
Street Address	13920 BROWN RD
City	SMITHSBURG
State	MD
Zip	21783-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 201 SECTION II 1.33 ACRE ON BROWN RD
Legal Subdivision	ON BROWN ROAD
Legal Lot Number	201
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1003
Census Tract	752801

Owner

Source: Frederick County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 1984 · Amount on Record
Deed Sale	Apr 11, 1984 · Amount on Record
Deed Book / Page	1234 / 546
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 6, 2026
Property Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208
Document Number	1799000201
Book / Page	17994 / 201
Instrument Date	Aug 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208

Mortgage

Document Number	1799000201,
Date	Aug 6, 2026
Book Page	17994/201

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158160023
Date	Mar 25, 2022
Book Page	15816/23

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208

Mortgage

Document Number	0150670001
Date	Jul 6, 2021
Book Page	15067/1

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MYERSVILLE, MD 21773

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13920 BROWN RD, SMITHSBURG, MD 21783-9208
Document Number	0122270167
Book / Page	012227 / 000167
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13920 BROWN RD SMITHSBURG MD 217839208, SMITHSBURG, MD 21783-9208

Mortgage

Document Number	0122270167
Date	Jan 10, 2018
Book Page	012227/000167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETRIOT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,300 (+33.34%) Land $83,900 Building $408,400	$492,300 (+33.34%) Land $83,900 Building $408,400
2025	$5,662.00 (+26.53%)
2023	$4,475.00	$369,200 Land $73,400 Building $295,800	$369,200 Land $73,400 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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