1392 Whisper Cir, Sebring, FL 33870 Property Records

Highlands County property record for 1392 Whisper Cir, Sebring, FL 33870

Property Summary

Property Type	Commercial Vacant Land
Lot Size	2.91 acres (126,760 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Oct 2019)
Tax Bill	$511 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-02-34-28-050-00B6-0000`

Property Details

APN / Parcel Number

Primary APN	`C-02-34-28-050-00B6-0000`

Exterior

Lot Area	126,760 sqft (2.91 acres)

Location & Zoning

Street Address	1392 WHISPER CIR
City	SEBRING
State	FL
Zip	33870-1204
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	B3
Legal Description	LAKE SEBRING TRACTS PB 2 - PG 146 A 2.91 ACRE TR IN NLY 754 M/L OF TR B BTWN MAXCY PKW + WHISPER LK SUB + CONTIG LINE SECS
Legal Range	28E
Legal Township	34S
Legal Section	02
Legal Subdivision	LAKE SEBRING TRACTS
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3011
Census Tract	960104

Owner

1392 Whisper Cir, commercial vacant land, is held in a trust since October 2019.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Trust Name on File
Mailing Address	5232 US 27 N, SEBRING, FL 33870-1358
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	1958587
Deed Book / Page	2716 / 0180
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 3, 2019
Property Address	1392 WHISPER CIR, SEBRING, FL 33870-1204
Document Number	0001958587
Book / Page	002716 / 000180
Instrument Date	Sep 27, 2019
Instrument	1958587
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5232 US HIGHWAY 27 N SEBRING FL 338701358, SEBRING, FL 33870-1358

Mortgage

Document Number	1958588
Date	Oct 3, 2019
Book Page	002716/000182
Instrument	1958588

Lender

Name	VALLETTA JOHN J TRUST (RT)
Address	28819 NW 62ND AVE, HIGH SPRINGS, FL 32643-8775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2034

Interest

Rate	5%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,920 Land $34,920	$34,920 Land $34,920
2024	$511.00
2023		$34,920 (-) Land $34,920	$34,920 (-) Land $34,920
2022	$511.00	$34,920 Land $34,920	$34,920 Land $34,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1392 Whisper Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1392 Whisper Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20