Citrus County property record for 1392 W Pearson St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1999 |
| Lot Size | 1 acres (43,751 sqft) |
| Owner | Individual on Record |
| Last Sale | $259,900 (Oct 2020) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00620-007.0 |
| Primary APN | 19E-18S-18-0110-00620-007.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 43,751 sqft (1 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Area | 657 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 221 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2306556 |
|---|---|
| Old Parcel Number | 1818S19E0110006200070 |
| Street Address | 1392 W PEARSON ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 7 BLK 62 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 62 |
| Legal Lot Number | 7 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 450704 |
Source: Citrus County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 21, 2017 | Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2017 · Amount on Record |
| Deed Document Number | 2020055597 |
| Deed Book / Page | 3100 / 478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Document Number | 0034491774 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 3449/1774 |
| Instrument | 2024012475 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 15, 2020 |
| Property Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Document Number | 0031000478 |
| Book / Page | 3100 / 478 |
| Map Reference | MB 9 PG 73 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2020055597 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | EXPRESS TITLE SVCS GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1392 W PEARSON ST, 1392, HERNANDO, FL 34442-3240 |
| Name | Verified Name |
|---|---|
| Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Document Number | 3100480 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 3100/480 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 21, 2017 |
| Property Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Document Number | 0028232398 |
| Book / Page | 2823 / 2398 |
| Map Reference | MB9 PG73 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2017018423 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | EXPRESS TITLE SVCS CITRUS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1392 W PEARSON ST, 1392, HERNANDO, FL 34442-3240 |
| Name | Verified Name |
|---|---|
| Address | 1392 W PEARSON ST, HERNANDO, FL 34442-3240 |
| Document Number | 28232400 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2823/2400 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,162.00 (+5.46%) Homeowner's exemption Additional exemption filed | $291,611 (+1.33%) Land $31,000 Building $260,611 | $291,611 (+1.33%) Land $31,000 Building $260,611 |
| 2024 | $2,050.00 (+2.65%) Homeowner's exemption Additional exemption filed | $287,775 (+0.01%) Land $29,500 Building $258,275 | $287,775 (+0.01%) Land $29,500 Building $258,275 |
| 2023 | $1,997.00 (+6.91%) Homeowner's exemption Additional exemption filed | $287,760 (+21.39%) Land $25,500 Building $262,260 | $287,760 (+21.39%) Land $25,500 Building $262,260 |
| 2022 | $1,868.00 Homeowner's exemption Additional exemption filed | $237,050 Land $17,250 Building $219,800 | $237,050 Land $17,250 Building $219,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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