1392 Searcy Dr, San Jose, CA 95118 Property Records

Santa Clara County property record for 1392 Searcy Dr, San Jose, CA 95118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1962
Lot Size	0.139 acres (6,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,086,000 (Sep 2018)
Tax Bill	$15,588 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`451-34-044`

Property Details

APN / Parcel Number

Primary APN	`451-34-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	1,180 sqft
1st Floor Area	1,180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,060 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1392 SEARCY DR
City	SAN JOSE
State	CA
Zip	95118-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3045 BRANHAM VILLAGE BOOK 139 PAGE 30 PAGE 31 LOT 52
Legal Subdivision	BRANHAM VILLAGE
Legal Tract	3045
Legal Lot Number	52
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2014
Census Tract	503003

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 24, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Feb 4, 2020	Deed of Trust, Mortgage JMAC LENDING
Sep 6, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	201824017915
Prior Transfer Date	Jun 22, 2007
Prior Transfer Doc	0019625732
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953

Mortgage

Document Number	0024844542
Date	Feb 24, 2021
Instrument	24844542

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024209936
Date	Jun 24, 2019
Instrument	24209936

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953
Document Number	0024402225
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1392 SEARCY DR SAN JOSE CA 951181953, SAN JOSE, CA 95118-1953

Mortgage

Document Number	0024402225
Date	Feb 12, 2020
Instrument	24402225

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 6, 2018
Property Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953
Document Number	0024017915
Map Reference	MB139 PG30&31
Instrument Date	Aug 22, 2018
Instrument	24017915
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1392 SEARCY DR, SAN JOSE, CA 95118-1953

Mortgage

Document Number	0024017917
Date	Sep 6, 2018
Instrument	24017917

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,235,676 (+2%) Land $951,223 Building $284,453
2025	$15,588.00 (+0.74%) Homeowner's exemption	$1,211,448 (+4.04%) Land $932,572 Building $278,876
2023	$15,474.00 (+0.99%) Homeowner's exemption	$1,164,408 Land $896,360 Building $268,048
2022	$15,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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