1392 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1392 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1941
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Apr 2026)
Tax Bill	$7,120 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-34-0066`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-34-0066`
Alternative APNs	`8286719` `324518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	125 ft deep x 48 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	324518
Street Address	1392 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PARK ADDITION,TO ST E 3O FT OF LOT 17 AND EX E 22 5/1O FT LOT 16 BLK 4
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	KENSINGTON PARK ADDITION,TO ST
Legal Block	4
Legal Lot Number	17,16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	36500

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	20262814058
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04894511
Date	Jul 8, 2021
Instrument	A04894511

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 15, 2026
Property Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Document Number	0T02814058
Instrument Date	Apr 6, 2026
Instrument	20262814058
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,398.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244

Mortgage

Document Number	0002814059,
Date	Apr 15, 2026
Instrument	20262814059

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 6, 2023
Property Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Document Number	0T02764047
Instrument Date	Oct 30, 2023
Instrument	T02764047
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,468.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244

Mortgage

Document Number	0T02764048
Date	Nov 6, 2023
Instrument	T02764048

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Document Number	0004812285
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1392 SCHEFFER AVE ST PAUL MN 551162244, ST PAUL, MN 55116-2244

Mortgage

Document Number	0004812285
Date	May 21, 2020
Instrument	4812285

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1392 SCHEFFER AVE, SAINT PAUL, MN 55116-2244
Document Number	0002583602
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1392 SCHEFFER AVE ST PAUL MN 551162244, ST PAUL, MN 55116-2244

Mortgage

Document Number	0002583602
Date	Mar 27, 2017
Instrument	2583602

Lender

Name	WINGS FIN'L FCU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,120.00 (+42.57%) Homeowner's exemption	$425,200 (+29.79%) Land $142,000 Building $283,200	$425,200 (+29.79%) Land $142,000 Building $283,200
2024	$4,994.00 (-4.29%)
2023	$5,218.00 Homeowner's exemption	$327,600 Land $142,000 Building $185,600	$327,600 Land $142,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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