1392 Poca River Rd N, Poca, WV 25159 Property Records

Putnam County property record for 1392 Poca River Rd N, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2022
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jul 2020)
Tax Bill	$604 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-217-0051.0022`

Property Details

APN / Parcel Number

Primary APN	`08-217-0051.0022`
Alternative APNs	`40-08-217-0051.0022` `00052878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	3,024 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	00052878
Street Address	1392 POCA RIVER RD N
City	POCA
State	WV
Zip	25159-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT E (1.34 AC)
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1041
Census Tract	20500

Owner

1392 Poca River Rd N is owned and occupied by two individuals who bought it in July 2020.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1392 POCA RIVER RD N, POCA, WV 25159-9044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY BANK
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
Jul 1, 2020	Deed, Transfer · Conventional Mortgage POCA VALLEY BANK
Jul 1, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	20204868940002
Deed Book / Page	589 / 523
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	1392 POCA RIVER RD N, POCA, WV 25159-9044
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001291/756
Date	Jun 29, 2021
Book Page	1291/756
Instrument	005076010008

Lender

Name	OHIO VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2051

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	1392 POCA RIVER RD N, POCA, WV 25159-9044
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001332/699
Date	Sep 26, 2022
Book Page	1332/699
Instrument	005324380016

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2052

Interest

Rate Type	Fixed Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jul 1, 2020
Property Address	1392 POCA RIVER RD N, POCA, WV 25159-9044
Document Number	000589/523
Book / Page	589 / 523
Map Reference	DB 208 PG 126
Instrument Date	Jun 30, 2020
Instrument	004868940002
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001249/579
Date	Jul 1, 2020
Book Page	1249/579
Instrument	004868950013

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jul 1, 2020
Property Address	N POCA RIVER RD, POCA, WV 25159
Document Number	000589/523
Book / Page	589 / 523
Map Reference	DB 208 PG 126
Instrument Date	Jun 30, 2020
Instrument	004868940002
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 1392 Poca River Rd N was $604 with a homeowner's exemption, up 7.7% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$604.00 (+7.66%)	$68,340 (+6.15%) Land $15,660 Building $52,680	$113,900 (+6.15%) Land $26,100 Building $87,800
2025	$561.00 Homeowner's exemption	$64,380 Land $14,340 Building $50,040	$107,300 Land $23,900 Building $83,400
2023	$234.00 (+1.74%)	$19,320 (+1.26%) Land $18,000 Building $1,320	$32,200 (+1.26%) Land $30,000 Building $2,200
2022	$230.00	$19,080 Land $17,820 Building $1,260	$31,800 Land $29,700 Building $2,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1392 Poca River Rd N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1997–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1392 Poca River Rd N is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Optimum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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