1392 Northgate Ct, Denver, NC 28037 Property Records

Lincoln County property record for 1392 Northgate Ct, Denver, NC 28037

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,944 sqft · built 2002
Lot Size	0.654 acres (28,488 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,044 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3693-94-1603`

Property Details

APN / Parcel Number

Primary APN	`3693-94-1603`
Alternative APNs	`369300941603` `277006` `29935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Frame
Lot Area	28,488 sqft (0.654 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	277006
Street Address	1392 NORTHGATE CT
City	DENVER
State	NC
Zip	28037-7558
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	ELDD R-T
Legal Description	10 OAKBROOK RD P-2
Legal Subdivision	OAKBROOK
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2029
Census Tract	71101

Owner

1392 Northgate Ct, a residential property, is owned and occupied by two individuals who acquired it in January 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1392 NORTHGATE CT, DENVER, NC 28037-7558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jan 31, 2020	Quit Claim Deed, Transfer · VA Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020
Deed Sale	Jan 31, 2020
Prior Sale	Sep 24, 1998 · Amount on File
Deed Document Number	2020603908
Deed Book / Page	2879 / 627
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	28790627
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1392 NORTHGATE CT, DENVER, NC 28037-7558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2987348
Date	Dec 21, 2020
Book Page	2987/348
Instrument	622080

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 31, 2020
Property Address	1392 NORTHGATE CT, DENVER, NC 28037-7558
Document Number	2879627
Book / Page	002879 / 000627
Instrument Date	Jan 27, 2020
Instrument	603908
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NAT'L SETTLEMENT SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1392 NORTHGATE CT DENVER NC 280377558, DENVER, NC 28037-7558

Mortgage

Document Number	2879629
Date	Jan 31, 2020
Book Page	002879/000629
Instrument	603909

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 30, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1392 Northgate Ct was $1,044.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,044.00	$149,684 (-) Land $26,900 Building $122,784	$149,684 (-) Land $26,900 Building $122,784
2025	$1,044.00	$149,684 Land $26,900 Building $122,784	$149,684 Land $26,900 Building $122,784
2023	$1,020.00	$149,684 Land $26,900 Building $122,784	$149,684 Land $26,900 Building $122,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1392 Northgate Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1392 Northgate Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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