1392 Markel Rd, Munger, MI 48747 Property Records

Bay County property record for 1392 Markel Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2025)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-035-400-010-00`

Property Details

APN / Parcel Number

Primary APN	`090-035-400-010-00`

Interior

Full Baths	1 Bath
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	191 ft deep x 142 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1392 MARKEL RD
City	MUNGER
State	MI
Zip	48747-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 224 FT OF W 142 FT OF NE 1/4 OF SE 1/4. SEC.35, T13N,R6E 6-22-76
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5109
Census Tract	285300

Owner

Source: Bay County records · APN 090-035-400-010-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8633 ORMES RD, VASSAR, MI 48768-9635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2022	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Mar 18, 2019	Warranty Deed, Transfer · Conventional with PMI LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	202511020
Prior Transfer Date	Oct 24, 2014
Prior Transfer Doc	0030570818
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1392 MARKEL RD, MUNGER, MI 48747-9752
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 MARKEL RD, MUNGER, MI 48747-9752

Mortgage

Document Number	0000003123
Date	Mar 03, 2022
Instrument	202203123

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1392 MARKEL RD, MUNGER, MI 48747-9752
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 MARKEL RD, MUNGER, MI 48747-9752

Mortgage

Document Number	0000002504
Date	Feb 18, 2022
Instrument	202202504

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Mar 18, 2019
Property Address	1392 MARKEL RD, MUNGER, MI 48747-9752
Document Number	0000003033
Instrument Date	Mar 14, 2019
Instrument	3033
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	CROSSROADS TITLE AGENCY, CROSSROADS TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$713.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 MARKEL RD MUNGER MI 487479752, MUNGER, MI 48747-9752

Mortgage

Document Number	3034
Date	Mar 18, 2019
Instrument	3034

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Mortgage

Document Number	3035,
Date	Mar 18, 2019
Instrument	3035

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Reese Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 (+243.69%) Homeowner's exemption	$76,450 (+13.09%)	$152,900 (+13.09%)
2025	$515.00 (-64.04%) Homeowner's exemption	$67,600 (+30.13%)	$135,200 (+30.13%)
2023		$51,950	$103,900
2022	$1,432.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Air Advantage	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Skyweb Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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