Middlesex County and Lowell City property record for 1392 Gorham St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,800 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $525,000 (Apr 2024) |
| Tax Bill | $5,647 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L09610 |
| Primary APN | L09610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,708 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | L09610 |
|---|---|
| Street Address | 1392 GORHAM ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5226 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMU |
| Legal Block | 2675 |
| Legal Lot Number | 1392 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312200 |
1392 Gorham St, a duplex, is owned by a company that acquired it in January 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 BAILEY RD, SALEM, NH 03079-2813 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 24, 2024 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 26, 2018 | Deed of Trust, Mortgage · ARM REVERSE MORTGAGE FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Jun 29, 1990 · Amount on File |
| Deed Document Number | 202410766 |
| Deed Book / Page | 38444 / 1 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 039030-209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 1392 GORHAM ST, LOWELL, MA 01852-5226 |
| Document Number | 0000025625 |
| Book / Page | 40260 / 109 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202625625 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000025625, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 40260/109 |
| Instrument | 202625625 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 24, 2024 |
| Property Address | 1392 GORHAM ST, LOWELL, MA 01852-5226 |
| Document Number | 00038444-1 |
| Book / Page | 38444 / 1 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 10766 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1392 GORHAM ST, LOWELL, MA 01852-5226 |
| Document Number | 0000010767 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 10767 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1392 GORHAM ST, LOWELL, MA 01852-5226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32186-84 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 32186/84 |
| Instrument | 26455 |
| Name | REVERSE MORTGAGE FUND |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
The 2026 property tax bill for 1392 Gorham St was $5,647, up 5.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,647.00 (+5.53%) | $497,500 (+6.74%) Land $151,200 Building $346,300 | $583,503 |
| 2025 | $5,351.00 (+6.45%) | $466,100 (+10.42%) Land $137,300 Building $328,800 | |
| 2024 | $5,027.00 (+7.67%) | $422,100 (+12.29%) Land $128,300 Building $293,800 | |
| 2023 | $4,669.00 | $375,900 Land $111,600 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1392 Gorham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1392 Gorham St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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