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13919 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 13919 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,922 sqft · built 1979
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Aug 2024)
Tax Bill$2,728 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Aug 2020 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN215-171-62

Property Details

APN / Parcel Number

Primary APN215-171-62

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,922 sqft Living Area
Gross Area2,406 sqft
1st Floor Area1,026 sqft
Upper Floors Area868 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area484 sqft
Deck Area143 sqft
Patio Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address13919 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15(CD)
Legal DescriptionL22BG M18-134
Legal SubdivisionWINDROW ESTATES 06
Legal BlockG
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1003
Census Tract5712

Owner

13919 Phillips Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Mecklenburg County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2024Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE LLC
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CHARLOTTE METRO FCU
Jun 29, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Sep 13, 2017Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on File
Deed SaleAug 19, 2024 · Amount on File
Prior SaleMay 24, 1991
Deed Document Number202477982
Deed Book / Page39014 / 823
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 19, 2024
Property Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023
Document Number0000077982
Book / Page39014 / 823
Map ReferenceMB 18 PG 134
Instrument DateAug 13, 2024
Instrument2024077982
Transaction TypeTransfer
Record UpdatedJun 10, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2311 BELLEVIEW CT, MONROE, NC 28110-9078

Transferred To (Grantee/Buyer)

NameVerified Name
Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023

Mortgage

Document Number0000077983
DateAug 19, 2024
Instrument2024077983
Lender
NameATLANTIC COAST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023

Mortgage

Document Number0000132067
DateAug 21, 2020
Book Page34955/302
Instrument2020132067
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023
Document Number0000119146
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address13919 PHILLIPS RD MATTHEWS NC 281053023, MATTHEWS, NC 28105-3023

Mortgage

Document Number0000119146
DateAug 3, 2020
Book Page034882/000011
Instrument119146
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueAug 2, 2060
Interest
Rate2.87%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13919 PHILLIPS RD, MATTHEWS, NC 28105-3023
Document Number0000124219
Book / Page032116 / 000904
Instrument DateSep 13, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13919 PHILLIPS RD MATTHEWS NC 281053023, MATTHEWS, NC 28105-3023

Mortgage

Document Number0000124219
DateSep 13, 2017
Book Page032116/000904
Instrument124219
Lender
NameCHARLOTTE METRO CU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 12, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13919 Phillips Rd was $2,728.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,728.00$346,300 Land $90,000 Building $256,300$346,300 Land $90,000 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13919 Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13919 Phillips Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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