13918 Spruce Pine Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 13918 Spruce Pine Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Vacant Land
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on File
Last Sale	$658,308 (Mar 2026)
Tax Bill	$4,183 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77-41-43-05-08-000-3440`

Property Details

APN / Parcel Number

Primary APN	`77-41-43-05-08-000-3440`

Exterior

Lot Area	7,684 sqft (0.176 acres)

Location & Zoning

Street Address	13918 SPRUCE PINE DR
City	LOXAHATCHEE
State	FL
Zip	33470-2046
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-1
Legal Description	PINES OF WESTLAKE PHASE 2 LT 344
Legal Subdivision	PINES OF WESTLAKE PHASE 2
Legal Lot Number	344
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1002
Census Tract	7850

Owner

Source: Palm Beach County records · APN 77-41-43-05-08-000-3440

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13918 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	2026109649
Deed Book / Page	36407 / 209
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 27, 2026
Property Address	13918 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2046
Document Number	0364070209
Book / Page	36407 / 209
Map Reference	MB 137 PG 70
Instrument Date	Mar 25, 2026
Instrument	20260109649
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,608.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4443 LYONS RD STE 201, 201, COCONUT CREEK, FL 33073-4388

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13918 SPRUCE PINE DR, WESTLAKE, FL 33470-2046

Mortgage

Document Number	0036407211
Date	Mar 27, 2026
Instrument	36407/211

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Westlake City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,183.00	$149,000	$149,000 Land $149,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990078501, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 438 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4504393, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.