13915 Dry Run Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13915 Dry Run Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,992 sqft · built 2019
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$231,100 (Feb 2022)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-003705`

Property Details

APN / Parcel Number

Primary APN	`04-003705`
Alternative APN	`003705`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	202 ft deep x 161 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Patio Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003705
Street Address	13915 DRY RUN RD
City	CLEAR SPRING
State	MD
Zip	21722-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 161X202 .61 ACRE 13915 DRY RUN RD
Legal Subdivision	DRY RUN
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1004
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit BULLDOG FEDERAL CREDIT UNION
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 8, 2022	Intrafamily Transfer, Transfer · FHA Mortgage M & T BANK
May 24, 2019	Intrafamily Transfer, Transfer · ARM FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Book / Page	6921 / 199
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0069210199
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Sep 3, 2026
Property Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110
Document Number	8009000297
Book / Page	8009 / 297
Instrument Date	Aug 14, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110

Mortgage

Document Number	8009000297,
Date	Sep 3, 2026
Book Page	8009/297

Lender

Name	BULLDOG FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110

Mortgage

Document Number	0073680286
Date	Dec 11, 2023
Book Page	7368/286

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jul 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Feb 8, 2022
Property Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110
Document Number	0069210199
Book / Page	6921 / 199
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SERVICE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110

Mortgage

Document Number	0006921207
Date	Feb 8, 2022
Instrument	6921/207

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	May 24, 2019
Property Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110
Document Number	0059810402
Book / Page	5981 / 0402
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13915 DRY RUN RD, CLEAR SPRING, MD 21722-1110

Mortgage

Document Number	0005981407
Date	May 24, 2019
Instrument	5981/407

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2034
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 (+13.69%)	$353,500 (+13.93%) Land $68,000 Building $285,500	$353,500 (-) Land $68,000 Building $285,500
2025	$3,272.00 (+15.86%)	$310,267 (+38.64%)	$353,500 (+57.95%) Land $68,000 Building $285,500
2024	$2,824.00 (+21.36%)
2023	$2,327.00	$223,800 Land $68,000 Building $155,800	$223,800 Land $68,000 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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