13914 Duluth Dr, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13914 Duluth Dr, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,306 sqft · built 1989
Lot Size	0.263 acres (11,439 sqft)
Owner	2 Individual Names on File
Last Sale	$456,000 (Nov 2025)
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-73101-04-020`

Property Details

APN / Parcel Number

Primary APN	`01-73101-04-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,306 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Wood
Lot Area	11,439 sqft (0.263 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13914 DULUTH DR
City	SAINT PAUL
State	MN
Zip	55124-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD 2ND ADDITION 2 4
Legal Subdivision	SUMMERFIELD 2ND ADDITION
Legal Block	4
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3011
Census Tract	60841

Owner

13914 Duluth Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13914 DULUTH DR, SAINT PAUL, MN 55124-9206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHPORT FUNDING LLC
May 23, 2025	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	May 23, 2025 · Amount on File
Deed Document Number	20253701099
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 20, 2025
Property Address	13914 DULUTH DR, APPLE VALLEY, MN 55124-9206
Document Number	0003701099
Instrument Date	Nov 17, 2025
Instrument	3701099
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13914 DULUTH DR, APPLE VALLEY, MN 55124-9206

Mortgage

Document Number	0003701100
Date	Nov 20, 2025
Instrument	3701100

Lender

Name	NORTHPORT FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 23, 2025
Property Address	13914 DULUTH DR, APPLE VALLEY, MN 55124-9206
Document Number	0003677128
Instrument Date	May 23, 2025
Instrument	3677128
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Tax	$1,019.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MINNETONKA BLVD STE 300, 300, MINNEAPOLIS, MN 55416-5708
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13914 DULUTH DR, APPLE VALLEY, MN 55124-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003328350
Date	Sep 25, 2019
Instrument	3328350

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13914 Duluth Dr was $5,200.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00	$420,600 (+5.84%) Land $111,400 Building $309,200	$420,600 (+5.84%) Land $111,400 Building $309,200
2024		$397,400 Land $111,400 Building $286,000	$397,400 Land $111,400 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13914 Duluth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13914 Duluth Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Metronet.

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