13910 Sunrise Bluff Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 13910 Sunrise Bluff Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,081 sqft · built 1988
Lot Size	0.441 acres (19,210 sqft)
Owner	Individual Name on Record
Tax Bill	$4,847 (2026)
Deeds & Mortgages	Sep 2021 Refinance Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`724-67-97-20-000-000`

Property Details

APN / Parcel Number

Primary APN	`724-67-97-20-000-000`
Alternative APNs	`061060400000054` `435134000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,081 sqft Finished Area
1st Floor Area	842 sqft
2nd Floor Area	1,274 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,210 sqft (0.441 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	256 sqft
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	435134000
Street Address	13910 SUNRISE BLUFF RD
City	MIDLOTHIAN
State	VA
Zip	23112-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	SUNRISE BLUFF L 54
Legal Subdivision	SUNRISE BLUFF
Legal Lot Number	54
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3003
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13910 SUNRISE BLUFF RD, MIDLOTHIAN, VA 23112-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK
Nov 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2021
Transfer Doc	13714-89
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	13910 SUNRISE BLUFF RD, MIDLOTHIAN, VA 23112-2514
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	APPOMATTOX TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013647-659
Date	Sep 27, 2021
Book Page	13647/659
Instrument	2021061993

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 3, 2021
Property Address	13910 SUNRISE BLUFF RD, MIDLOTHIAN, VA 23112-2514
Document Number	13714-89
Book / Page	13714 / 89
Instrument Date	Oct 22, 2021
Instrument	2021070274
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13910 SUNRISE BLUFF RD, MIDLOTHIAN, VA 23112-2514

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,847.00 (+3.28%)	$541,800 (+3.28%) Land $110,000 Building $431,800	$541,800 (+3.28%) Land $110,000 Building $431,800
2025	$4,693.00 (+16.48%)	$524,600 (+19.2%) Land $105,000 Building $419,600	$524,600 (+19.2%) Land $105,000 Building $419,600
2023	$4,029.00	$440,100 Land $98,000 Building $342,100	$440,100 Land $98,000 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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