13910 Oak Spring Rd, Cypress, TX 77429 Property Records

Harris County property record for 13910 Oak Spring Rd, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,365 sqft · built 1993
Lot Size	0.262 acres (11,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,187 (Jul 2023)
Tax Bill	$14,173 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117-297-001-0003`

Property Details

APN / Parcel Number

Primary APN	`117-297-001-0003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,365 sqft Living Area
1st Floor Area	2,192 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,404 sqft (0.262 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Pool Area	512 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1172970010003
Street Address	13910 OAK SPRING RD
City	CYPRESS
State	TX
Zip	77429-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 1 LAKEWOOD OAKS ESTATES 1 AMEND
Legal Subdivision	LAKEWOOD OAKS ESTATES 1 AMEND
Legal Block	1
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2009
Census Tract	554600

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Vendor's Lien, Transfer · Conventional Mortgage GO MORTGAGE LLC
Mar 30, 2020	Deed of Trust, Mortgage CMG FIN'L
Jul 19, 2018	Deed of Trust, Mortgage TEXAS AMERICAN TITLE
Jun 13, 2018	Warranty Deed, Transfer CMG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	2023276757
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 24, 2023
Property Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127
Document Number	0000276757
Map Reference	MF 354065
Instrument Date	Jul 23, 2023
Instrument	2023-276757
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2168, ESTES PARK, CO 80517-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127

Mortgage

Document Number	0000276758
Date	Jul 24, 2023
Instrument	2023-276758

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127
Document Number	0000150411
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13910 OAK SPRING RD CYPRESS TX 774295127, CYPRESS, TX 77429-5127

Mortgage

Document Number	0000150411
Date	Apr 7, 2020
Instrument	150411

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127
Document Number	0000340346
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	TEXAS AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13910 OAK SPRING RD CYPRESS TX 774295127, CYPRESS, TX 77429-5127

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 13, 2018
Property Address	13910 OAK SPRING RD, CYPRESS, TX 77429-5127
Document Number	0000262008
Instrument Date	Jun 11, 2018
Instrument	262008
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13910 OAK SPRING RD CYPRESS TX 774295127, CYPRESS, TX 77429-5127

Mortgage

Document Number	262009
Date	Jun 13, 2018
Instrument	262009

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,173.00 (+67.41%) Homeowner's exemption	$609,977 (+15.37%) Land $118,564 Building $491,413	$609,977 (+15.37%) Land $118,564 Building $491,413
2024	$8,466.00 (+27.31%)
2023		$528,700 (+5.37%) Land $118,564 Building $410,136	$528,700 (+5.37%) Land $118,564 Building $410,136
2022	$6,650.00 (+16%) Homeowner's exemption	$501,733 Land $91,203 Building $410,530	$501,733 Land $91,203 Building $410,530
2020	$5,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	16 (1979–2017)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, Apr 2016 · 3 claims Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 5 serves 25,425 people · EPA ID TX1010884
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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