13910 Charles St, Omaha, NE 68154 Property Records

Douglas County property record for 13910 Charles St, Omaha, NE 68154

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,282 sqft · built 2004
Lot Size	0.385 acres (16,790 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Aug 2026)
Tax Bill	$13,364 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2746-2741-16`

Property Details

APN / Parcel Number

Primary APN	`2746-2741-16`
Alternative APNs	`R1627462741` `1627462741`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,282 sqft Living Area
Gross Area	7,259 sqft
Basement Area	2,299 sqft
Finished Basement	1,400 sqft
Unfinished Basement	899 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,790 sqft (0.385 acres)
Lot Dimensions	146 ft deep x 115 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	360 sqft
Deck Area	200 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1627462741
Street Address	13910 CHARLES ST
City	OMAHA
State	NE
Zip	68154-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LINDEN ESTATES LOT 94 BLOCK 0 IRREG
Legal Subdivision	LINDEN ESTATES
Legal Lot Number	94
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1001
Census Tract	7474

Owner

13910 Charles St is owned and occupied by two individuals who bought it in August 2026.

Source: Douglas County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13910 CHARLES ST, OMAHA, NE 68154-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · Conventional Mortgage BLACK HILLS FEDERAL CREDIT UNION
Jan 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Feb 14, 2003 · Amount on File
Deed Document Number	202668289
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0000003453
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 4, 2026
Property Address	13910 CHARLES ST, OMAHA, NE 68154-6000
Document Number	0000068289
Instrument Date	May 18, 2026
Instrument	202668289
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	AMBASSADOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13910 CHARLES ST, OMAHA, NE 68154-6000

Mortgage

Document Number	0000068290,
Date	Aug 4, 2026
Instrument	202668290

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000068291,
Date	Aug 4, 2026
Instrument	202668291

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Jan 10, 2022
Property Address	13910 CHARLES ST, OMAHA, NE 68154-6000
Document Number	0000003453
Instrument Date	Jan 5, 2022
Instrument	2022003453
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 13910 Charles St was $13,364, down 3.4% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,364.00 (-3.45%)	$819,600 Land $138,800 Building $680,800	$819,600 Land $138,800 Building $680,800
2024	$13,841.00 (-5.15%)
2023	$14,593.00 (+1.79%)	$733,000 Land $138,800 Building $594,200	$733,000 Land $138,800 Building $594,200
2022	$14,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13910 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13910 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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